3208 S Cherokee Rd, Muncie, IN 47302 Property Records

Delaware County property record for 3208 S Cherokee Rd, Muncie, IN 47302

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,300 sqft · built 1962
Lot Size	0.181 acres (7,906 sqft)
Owner	Individual Name on Record
Tax Bill	$1,858 (2025)
Deeds & Mortgages	Feb 2023 Transfer Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-11-23-452-015.000-003`

Property Details

APN / Parcel Number

Primary APN	`18-11-23-452-015.000-003`
Alternative APN	`1123452015000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1972
Construction Type	Wood
Roof Material	Asphalt
Lot Area	7,906 sqft (0.181 acres)
Lot Dimensions	1,340 ft deep x 590 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	11 23 452 015 000
Street Address	3208 S CHEROKEE RD
City	MUNCIE
State	IN
Zip	47302-5565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN VILLAGE SEC C LOT 97
Legal Subdivision	INDIAN VILLAGE
Legal Lot Number	97
Jurisdiction	DELAWARE IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2007
Census Tract	2100

Owner

Source: Delaware County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4601 W RIVER RD, MUNCIE, IN 47304-4632
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Intrafamily Transfer, Transfer
Feb 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Mar 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Feb 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2023
Deed Sale	Feb 15, 2023
Deed Document Number	20232736
Last Transfer Date	Sep 11, 2024
Transfer Doc	2024R12564
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE IN
Recording Date	Feb 15, 2023
Property Address	3208 S CHEROKEE RD, MUNCIE, IN 47302-5565
Document Number	2023R02736
Map Reference	PB9PG55-56
Instrument Date	Feb 14, 2023
Instrument	2023R02736
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4601 W RIVER RD, MUNCIE, IN 47304-4632

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	3208 S CHEROKEE RD, MUNCIE, IN 47302-5565
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R01501
Date	Feb 2, 2018
Instrument	2018R01501

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 8, 2028

Interest

Rate Type	Fixed Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	3208 S CHEROKEE RD, MUNCIE, IN 47302-5565
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R02803
Date	Mar 8, 2018
Instrument	2018R02803

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2048

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	3208 S CHEROKEE RD, MUNCIE, IN 47302-5565
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R01513
Date	Feb 2, 2018
Instrument	2018R01513

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Center Township
Municipality	Muncie City
Unified School District	Muncie Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,858.00 (+108.76%)	$87,500 (+29.25%) Land $10,900 Building $76,600	$87,500 (+29.25%) Land $10,900 Building $76,600
2024	$890.00 (+13.38%)
2023	$785.00 (+6.51%)	$67,700 (-8.14%) Land $9,100 Building $58,600	$67,700 (-8.14%) Land $9,100 Building $58,600
2022	$737.00 (+12.18%) Homeowner's exemption	$73,700 Land $9,100 Building $64,600	$73,700 Land $9,100 Building $64,600
2021	$657.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people · EPA ID IN5218012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber.

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