Santa Rosa County property record for 3208 River Rd, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 800 sqft · built 1983 |
| Lot Size | 0.498 acres (21,693 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,265 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-2S-26-0000-01501-0000 |
| Primary APN | 04-2S-26-0000-01501-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 800 sqft Living Area |
| Gross Area | 946 sqft |
| 1st Floor Area | 800 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 21,693 sqft (0.498 acres) |
| Lot Dimensions | 209 ft deep x 104 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 146 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3208 RIVER RD |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-9428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2M |
| Legal Description | TH W 209 FT OF TH S 104.5 FT OF TH N 418 FT OF TH W 418 FT OF S2 OF NW4 OF NW4 AS DES IN OR 1614 PG 89 (NOW IN REM INT) |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 04 |
| Legal Subdivision | RESERVING A LIFE ESTATE |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1204 |
| Census Tract | 10802 |
Source: Santa Rosa County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3208 RIVER RD, NAVARRE, FL 32566-9428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 11, 1997 |
| Transfer Doc | 1614000089 |
| Record Updated | Jun 8, 2026 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,265.00 (+9.15%) | $103,659 (+8.58%) Land $28,000 Building $75,659 | $103,659 (+8.58%) Land $28,000 Building $75,659 |
| 2024 | $1,159.00 (+7.51%) | $95,472 (+8.58%) Land $28,000 Building $67,472 | $95,472 (+8.58%) Land $28,000 Building $67,472 |
| 2023 | $1,078.00 (+6.63%) | $87,926 (+5.73%) Land $25,200 Building $62,726 | $87,926 (+5.73%) Land $25,200 Building $62,726 |
| 2022 | $1,011.00 | $83,164 | $83,164 Land $21,000 Building $62,164 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 198 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 in force |
| Nearby Flood Claims | 133 (1995–2024) |
| Claims Outside the SFHA | 28 of 133 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: Spectrum.
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