3208 Monterey Rd, Bloomington, IL 61704 Property Records

McLean County property record for 3208 Monterey Rd, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,540 sqft · built 1999
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Trust Names on File
Last Sale	$267,500 (Jul 2015)
Tax Bill	$10,561 (2024)
Deeds & Mortgages	Jan 2024 Transfer Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-31-101-065`

Property Details

APN / Parcel Number

Primary APN	`15-31-101-065`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,540 sqft Living Area
Gross Area	4,799 sqft
1st Floor Area	1,600 sqft
Basement Area	1,400 sqft
Finished Basement	1,190 sqft
Unfinished Basement	210 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	147 ft deep x 95 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces
Porch	Screened Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3208 MONTEREY RD
City	BLOOMINGTON
State	IL
Zip	61704-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	GOLDEN EAGLE 2ND ADD LOT 280
Legal Range	03E
Legal Township	24N
Legal Section	31
Legal Subdivision	GOLDEN EAGLE 2ND ADD
Legal Lot Number	280
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1001
Census Tract	5104

Owner

3208 Monterey Rd is owner-occupied and held in a trust since January 2024.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3208 MONTEREY RD, BLOOMINGTON, IL 61704-2913
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Intrafamily Transfer, Transfer
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTON COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2015 · Amount on File
Deed Sale	Jul 22, 2015 · Amount on File
Deed Document Number	201513014
Last Transfer Date	Jan 18, 2024
Transfer Doc	0000001110
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Jan 25, 2024
Property Address	3208 MONTEREY RD, BLOOMINGTON, IL 61704-2913
Document Number	202400001110
Map Reference	DOC 98-27611
Instrument Date	Jan 18, 2024
Instrument	2024-00001110
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3208 MONTEREY RD, BLOOMINGTON, IL 61704-2913

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3208 MONTEREY RD, BLOOMINGTON, IL 61704-2913
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000014857
Date	Aug 3, 2020
Instrument	2020-00014857

Lender

Name	MORTON COMMUNITY BANK
Type	Bank
Address	MORTON, IL 61550

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$152,537 Land $36,767 Building $115,770	$457,611 Land $110,301 Building $347,310
2024	$10,561.00 (+5.26%)
2023	$10,033.00 (+8.55%)	$129,418 (+11.94%) Land $31,194 Building $98,224	$388,254 (+11.94%) Land $93,582 Building $294,672
2022	$9,243.00	$115,616 Land $27,868 Building $87,748	$346,848 Land $83,604 Building $263,244

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3208 Monterey Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3208 Monterey Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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