3208 Letcher Ct, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 3208 Letcher Ct, Chesapeake, VA 23323

Property Summary

Property Type	Exempt (Full or Partial)
Details	5 bd · 3 ba · 3,736 sqft · built 2009
Lot Size	1.58 acres (69,173 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Nov 2019)
Tax Bill	$4,288 (2019)
Deeds & Mortgages	Jan 2026 Line of Credit Oct 2012 Mortgage + 2 more
APN	`0335002001230`

Property Details

APN / Parcel Number

Primary APN	`0335002001230`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,736 sqft Total Area
1st Floor Area	1,494 sqft
Upper Floors Area	1,494 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	69,173 sqft (1.58 acres)
Lot Width	47 ft Width
Garage Type	Attached
Garage Area	536 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool Type
Pool Area	392 sqft
Porch	Slab
Porch Area	204 sqft
Deck Area	Deck Area
Patio Area	1,787 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3208 LETCHER CT
City	CHESAPEAKE
State	VA
Zip	23323-1265
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R15S: RESI
Legal Description	123 OLDE MILL RUN PH 2
Legal Subdivision	MILLERS RUN, OLDE MILL RUN
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2010
Census Tract	21301

Owner

3208 Letcher Ct is owned by two individuals who bought it in November 2019.

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3208 LETCHER CT, CHESAPEAKE, VA 23323-1265
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 15, 2012	Deed of Trust, Mortgage · VA Mortgage SUNTRUST MORTGAGE INC
Nov 1, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Sep 30, 2009	Warranty Deed, Transfer · VA Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2019 · Amount on File
Deed Sale	Nov 1, 2019 · Amount on File
Prior Sale	Jun 22, 2016
Deed Document Number	201929982
Deed Book / Page	10074 / 756
Prior Transfer Date	Dec 29, 2015
Prior Transfer Doc	0009598/56
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3208 LETCHER CT, CHESAPEAKE, VA 23323-1265
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010933/706
Date	Jan 8, 2026
Book Page	10933/706
Instrument	260000539

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 7, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3208 LETCHER CT, CHESAPEAKE, VA 23323-1265
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008847/865
Date	Oct 15, 2012
Book Page	8847/865

Lender

Name	SUNTRUST MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2042

Interest

Rate Type	Fixed Rate
Rate	3.5%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 1, 2019
Property Address	3208 LETCHER CT, CHESAPEAKE, VA 23323-1265
Document Number	10074/756
Book / Page	10074 / 756
Instrument Date	Oct 25, 2019
Instrument	190029982
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	NOT AVAILABLE, 1ST CHOICE TITLE SOLNS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3208 LETCHER CT, CHESAPEAKE, VA 23323-1265

Mortgage

Document Number	190029983
Date	Nov 1, 2019
Instrument	190029983

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 30, 2009
Property Address	3208 LETCHER CT, CHESAPEAKE, VA 23323-1265
Document Number	007946/559
Book / Page	7946 / 559
Instrument Date	Sep 30, 2009
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007946562
Date	Sep 30, 2009
Instrument	7946/562

Lender

Name	SUNTRUST MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$626,000 (+2.15%) Land $170,000 Building $456,000	$626,000 (+2.15%) Land $170,000 Building $456,000
2025		$612,800 Land $160,000 Building $452,800	$612,800 Land $160,000 Building $452,800
2023		$559,600 Land $155,000 Building $404,600	$559,600 Land $155,000 Building $404,600
2019	$4,288.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3208 Letcher Ct; there have been 31 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 51 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	31 (1985–2016)
Claims Outside the SFHA	9 of 31
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 5 claims Hurricane Isabel, Sep 2003 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3208 Letcher Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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