3208 Gilchrist Dr, Lorena, TX 76655 Property Records

McLennan County property record for 3208 Gilchrist Dr, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,482 sqft · built 2018
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on File
Last Sale	$234,700 (Jan 2019)
Tax Bill	$2,855 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-252202-001622-0`

Property Details

APN / Parcel Number

Primary APN	`36-252202-001622-0`
Alternative APN	`381555`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,482 sqft Living Area
Gross Area	1,843 sqft
1st Floor Area	1,482 sqft
Flooring	Carpet

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	361 sqft
Driveway	Concrete Driveway
Driveway Area	1,000 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	121 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3208 GILCHRIST DR
City	LORENA
State	TX
Zip	76655-3942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK MEADOWS ADDN PH 1-C LOT 22 BLOCK 16 ACRES .152
Legal Subdivision	PARK MEADOWS ADDN PH 1-C
Legal Block	16
Legal Lot Number	22
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2035
Census Tract	3708

Owner

3208 Gilchrist Dr is owned and occupied by an individual who bought it in January 2019.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	3208 GILCHRIST DR, LORENA, TX 76655-3942
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage HAMILTON HM LNS INC
Jan 7, 2019	Vendor's Lien, Transfer TEXANA BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2019 · Amount on File
Deed Sale	Jan 7, 2019 · Amount on File
Prior Sale	Aug 2, 2018 · Amount on File
Deed Document Number	2019538
Prior Transfer Date	Nov 21, 2018
Prior Transfer Doc	0000000538
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3208 GILCHRIST DR, LORENA, TX 76655-3942
Document Number	0000003247
Instrument Date	Jan 21, 2021
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3208 GILCHRIST DR LORENA TX 766553942, LORENA, TX 76655-3942

Mortgage

Document Number	0000003247
Date	Jan 26, 2021
Instrument	3247

Lender

Name	HAMILTON HM LNS INC
Address	SUNRISE, FL 33323

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2051

January 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jan 7, 2019
Property Address	3208 GILCHRIST DR, LORENA, TX 76655-3942
Document Number	0000000538
Map Reference	FILE 2017037539
Instrument Date	Nov 21, 2018
Instrument	2019000538
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4090 STATE HIGHWAY 6 S, 4090, COLLEGE STATION, TX 77845-8962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3208 GILCHRIST DR, LORENA, TX 76655-3942

Mortgage

Document Number	0000000539
Date	Jan 7, 2019
Instrument	2019000539

Lender

Name	TEXANA BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3208 Gilchrist Dr was $2,855 with a homeowner's exemption, down 24.8% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,493 (-) Land $42,971 Building $170,522	$213,493 (-) Land $42,971 Building $170,522
2025	$2,855.00 (-24.81%) Homeowner's exemption	$213,493 Land $39,070 Building $174,423	$213,493 Land $39,070 Building $174,423
2024	$3,797.00
2023		$273,410 Land $39,070 Building $234,340	$273,410 Land $39,070 Building $234,340
2022	$3,344.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3208 Gilchrist Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1997–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3208 Gilchrist Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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