3208 Gibson Lodge, Chico, CA 95973 Property Records

Butte County property record for 3208 Gibson Lodge, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$433,500 (Aug 2017)
Tax Bill	$5,887 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`016-380-004-000`

Property Details

APN / Parcel Number

Primary APN	`016-380-004-000`
Alternative APN	`016-380-004`

Exterior

Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Old Parcel Number	016-380-004
Street Address	3208 GIBSON LDG
City	CHICO
State	CA
Zip	95973-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 258 MOUNTAIN VISTA SUB PH 3
Legal Subdivision	MOUNTAIN VISTA SUB PH 3
Legal Lot Number	258
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1004
Census Tract	103

Owner

3208 Gibson Lodge is owned and occupied by an individual who bought it in August 2017.

Source: Butte County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3208 GIBSON LDG, CHICO, CA 95973-2114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage LENDERFI INC
Mar 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage LENDERFI
Aug 22, 2017	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2017 · Amount on File
Deed Sale	Aug 22, 2017 · Amount on File
Deed Document Number	201729243
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	3208 GIBSON LDG, CHICO, CA 95973-2114
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3208 GIBSON LDG, CHICO, CA 95973-2114

Mortgage

Document Number	0000044581
Date	Oct 27, 2020
Instrument	2020-0044581

Lender

Name	LENDERFI INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	3208 GIBSON LDG, CHICO, CA 95973-2114
Document Number	0000013782
Instrument Date	Mar 21, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3208 GIBSON LDG CHICO CA 959732114, CHICO, CA 95973-2114

Mortgage

Document Number	0000013782
Date	Mar 30, 2020
Instrument	13782

Lender

Name	LENDERFI
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 29, 2035

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Aug 22, 2017
Property Address	3208 GIBSON LDG, CHICO, CA 95973-2114
Document Number	0000029243
Map Reference	MB188 PG26-31
Instrument Date	Aug 21, 2017
Instrument	2017-0029243
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3208 GIBSON LDG, CHICO, CA 95973-2114

Mortgage

Document Number	0000029245
Date	Aug 22, 2017
Instrument	2017-0029245

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3208 Gibson Lodge was $5,887 with a homeowner's exemption.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$502,527 (+2%) Land $162,479 Building $340,048
2025	$5,887.00 Homeowner's exemption	$492,675 Land $159,294 Building $333,381
2024			$581,130
2023	$5,444.00 (+1.02%) Homeowner's exemption	$473,546 Land $153,109 Building $320,437
2022	$5,389.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3208 Gibson Lodge in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3208 Gibson Lodge is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 742 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, unWired Broadband.

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