3208 E Desert Cove Ave, Phoenix, AZ 85028 Property Records

Maricopa County property record for 3208 E Desert Cove Ave, Phoenix, AZ 85028

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,985 sqft · built 1996
Lot Size0.173 acres (7,539 sqft)
Owner2 Individual Names on File
Last Sale$335,000 (Jul 2016)
Tax Bill$2,290 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN166-36-327

Property Details

APN / Parcel Number

Primary APN166-36-327
Alternative APN
  • 166363277

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,985 sqft Living Area
Gross Area2,282 sqft
1st Floor Area1,985 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialConcrete
Lot Area7,539 sqft (0.173 acres)
Parking Spaces2 Parking Spaces
Pool Area450 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address3208 E DESERT COVE AVE
CityPHOENIX
StateAZ
Zip85028-2736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionCITY LIGHTS MCR 406-50
Legal Range3E
Legal Township3N
Legal Section24
Legal SubdivisionCITY LIGHTS
Legal Lot Number3
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3005
Census Tract104900

Owner

3208 E Desert Cove Ave is owned and occupied by two individuals who bought it in July 2016.

Source: Maricopa County records, as of October 22, 2025

Owner of Record2 Individual Names on File
Mailing Address3208 E DESERT COVE AVE, PHOENIX, AZ 85028-2736
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2016 · Amount on File
Deed SaleJul 6, 2016 · Amount on File
Prior SaleJan 13, 2004 · Amount on File
Deed Document Number2016473069
Prior Transfer DateMay 12, 1997
Prior Transfer Doc0000356256
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3208 E DESERT COVE AVE, PHOENIX, AZ 85028-2736
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyGREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000670458
DateJul 27, 2020
Instrument20200670458
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
AddressOVERLAND PARK, KS 66210
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3208 E Desert Cove Ave was $2,290.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$58,400 (+120.78%)$584,000 (+12.18%) Land $116,800 Building $467,200
2025$2,290.00$26,452 (-50.79%)$520,600 (-3.14%) Land $104,100 Building $416,500
2024$53,750$537,500 Land $107,500 Building $430,000
2023$2,180.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3208 E Desert Cove Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3208 E Desert Cove Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 98.9% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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