Oldham County property record for 3208 Deer Point Pl, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,475 sqft · built 2000 |
| Lot Size | 0.522 acres (22,747 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $493,000 (Jun 2015) |
| Tax Bill | $7,063 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-19-03-171 |
| Primary APN | 05-19-03-171 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,475 sqft Living Area |
| Basement Area | 850 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 22,747 sqft (0.522 acres) |
| Garage Type | Attached |
| Garage Area | 770 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 52929 |
|---|---|
| Street Address | 3208 DEER POINT PL |
| City | PROSPECT |
| State | KY |
| Zip | 40059-8138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .5222AC |
| Legal Subdivision | HILLCREST |
| Legal Block | SEC 3 |
| Legal Lot Number | 171 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30801 |
3208 Deer Point Pl is owned and occupied by two individuals who bought it in June 2015.
Source: Oldham County records, as of June 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3208 DEER POINT PL, PROSPECT, KY 40059-8138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2015 · Amount on File |
| Deed Sale | Jun 9, 2015 · Amount on File |
| Prior Sale | Sep 29, 2011 · Amount on File |
| Deed Document Number | 2015494961 |
| Deed Book / Page | 1107 / 523 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 3208 DEER POINT PL, PROSPECT, KY 40059-8138 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2021 |
| Title Company | ACUITYTITLE |
| Name | Verified Name |
|---|
| Document Number | M2490/338 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | M2490/338 |
| Instrument | 619992 |
| Name | BEST CAPITAL FUNDING |
|---|---|
| Type | Lending Institution |
| Address | CHATSWORTH, CA 91311 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 3208 Deer Point Pl was $7,063.
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,063.00 | $570,000 Land $90,000 Building $480,000 | $570,000 Land $90,000 Building $480,000 |
| 2023 | $6,474.00 | $520,000 Land $90,000 Building $430,000 | $520,000 Land $90,000 Building $430,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3208 Deer Point Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3208 Deer Point Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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