3208 Conowingo Rd, Street, MD 21154 Property Records

Harford County property record for 3208 Conowingo Rd, Street, MD 21154

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,358 sqft · built 1965
Lot Size	1.32 acres (57,499 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Mar 2014)
Tax Bill	$3,085 (2026)
Deeds & Mortgages	Aug 2019 Loan Modification Aug 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`05-029147`

Property Details

APN / Parcel Number

Primary APN	`05-029147`
Alternative APNs	`5029147` `029147`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,358 sqft Total Area
Basement Area	550 sqft
Finished Basement	550 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	57,499 sqft (1.32 acres)
Porch	Slab
Porch Area	336 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	029147
Street Address	3208 CONOWINGO RD
City	STREET
State	MD
Zip	21154-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LT 3 1.328 AC 3208 CONOWINGO ROAD LDS SB MARRS P 45/127
Legal Subdivision	LD MARRS S B 45 127
Legal Lot Number	3
Jurisdiction	HARFORD MD
Township / Civil Division	5, DUBLIN
Census Block Group	3
Census Block	3000
Census Tract	305200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lower Deer Creek Valley Historic District listed 1993 · 275 contributing resources · NRIS 93001143

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3208 Conowingo Rd is owned and occupied by two individuals who bought it in March 2014.

Source: Harford County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3208 CONOWINGO RD, STREET, MD 21154-2026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2019	Loan Modification, Mortgage · Conventional Mortgage PINGORA LOAN SVCNG
Aug 28, 2019	Loan Modification, Mortgage · Conventional Mortgage PINGORA LOAN SVCNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2014 · Amount on File
Deed Sale	Mar 25, 2014 · Amount on File
Prior Sale	Feb 23, 2009
Deed Book / Page	10689 / 136
Prior Transfer Date	Jan 16, 2009
Prior Transfer Doc	0080260538
Record Updated	Oct 29, 2026

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARFORD MD
Property Address	3208 CONOWINGO RD, STREET, MD 21154-2026
Document Number	0135040017
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3208 CONOWINGO RD STREET MD 211542026, STREET, MD 21154-2026

Mortgage

Document Number	0135040017
Date	Oct 22, 2019
Book Page	013504/000017

Lender

Name	PINGORA LOAN SVCNG
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 21, 2044

Interest

Rate Type	Fixed Rate
Rate	4.12%

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARFORD MD
Property Address	3208 CONOWINGO RD, STREET, MD 21154-2026
Document Number	0137370013
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3208 CONOWINGO RD STREET MD 211542026, STREET, MD 21154-2026

Mortgage

Document Number	0137370013
Date	Mar 12, 2020
Book Page	013737/000013

Lender

Name	PINGORA LOAN SVCNG
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 11, 2045

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2026 property tax bill for 3208 Conowingo Rd was $3,085, up 13.8% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,085.00 (+13.84%)	$277,600 (+6.61%)	$294,800 (-) Land $118,200 Building $176,600
2025	$2,710.00	$260,400	$294,800 Land $118,200 Building $176,600
2023		$235,967	$243,200 Land $108,200 Building $135,000
2022	$2,552.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3208 Conowingo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3208 Conowingo Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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