3208 Birchfield Dr, Midland, MI 48642 Property Records

Midland County property record for 3208 Birchfield Dr, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,386 sqft · built 1958
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$172,000 (Jun 2021)
Tax Bill	$2,606 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-11-50-354`

Property Details

APN / Parcel Number

Primary APN	`14-11-50-354`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,386 sqft Living Area
1st Floor Area	880 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Bi-Level
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	131 ft deep x 95 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3208 BIRCHFIELD DR
City	MIDLAND
State	MI
Zip	48642-4076
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-2
Legal Description	LOT 50 MONROE SUB & S 1.8 FT OF LOT 49 & N 24 FT OF LOT 51 MONROE SUB
Legal Subdivision	MONROE SUB
Legal Lot Number	49-51
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2016
Census Tract	290800

Owner

3208 Birchfield Dr is owned and occupied by an individual who bought it in June 2021.

Source: Midland County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	3208 BIRCHFIELD DR, MIDLAND, MI 48642-4076
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 8, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Jan 20, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2021 · Amount on File
Deed Sale	Jun 8, 2021 · Amount on File
Prior Sale	Jan 20, 2017 · Amount on File
Deed Book / Page	1646 / 852
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Recording Date	Jul 8, 2026
Property Address	3208 BIRCHFIELD DR, MIDLAND, MI 48642-4076
Document Number	0000006602
Instrument Date	Jun 24, 2026
Instrument	20266602
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3208 BIRCHFIELD DR, MIDLAND, MI 48642-4076

Mortgage

Document Number	0000006602,
Date	Jul 8, 2026
Instrument	20266602

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 20, 2046

Interest

Rate	6.53%
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jun 8, 2021
Property Address	3208 BIRCHFIELD DR, MIDLAND, MI 48642-4076
Document Number	1646/852
Book / Page	1646 / 852
Map Reference	LB D PG 22
Instrument Date	Jun 1, 2021
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3208 BIRCHFIELD DR, 3208, MIDLAND, MI 48642-4076

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3208 BIRCHFIELD DR, MIDLAND, MI 48642-4076

Mortgage

Document Number	1646853
Date	Jun 8, 2021
Instrument	1646/853

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jan 20, 2017
Property Address	3208 BIRCHFIELD DR, MIDLAND, MI 48642-4076
Document Number	1602/1076
Book / Page	1602 / 1076
Map Reference	LB D PG 22
Instrument Date	Jan 13, 2017
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3208 BIRCHFIELD DR, 3208, MIDLAND, MI 48642-4076

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4060 SPRINGER WAY APT 1614, 1614, EAST LANSING, MI 48823-8339

Tax Assessment & Valuation

The 2025 property tax bill for 3208 Birchfield Dr was $2,606 with a homeowner's exemption, up 1% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,700 (+6.84%)	$187,400 (+6.84%)
2025	$2,606.00 (+1.05%) Homeowner's exemption	$87,700	$175,400
2024	$2,579.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3208 Birchfield Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3208 Birchfield Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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