3208 A St, Rock Falls, IL 61071 Property Records

Whiteside County property record for 3208 A St, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$99,000 (May 2019)
Tax Bill	$5,053 (2025)
Deeds & Mortgages	May 2019 Mortgage Mar 2018 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1131227018`

Property Details

APN / Parcel Number

Primary APN	`1131227018`
Alternative APN	`98942`

Exterior

Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	147 ft deep x 150 ft wide

Location & Zoning

Account Number	98942
Street Address	3208 A ST
City	ROCK FALLS
State	IL
Zip	61071-2402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALLENS AC. NE N 1/2 LOT 39 SEC 31 TWP 21 RNG 7 11600X
Legal Range	07E
Legal Township	21N
Legal Section	31
Legal Lot Number	39
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	1
Census Block	1019
Census Tract	1700

Owner

3208 A St is owned and occupied by an individual who bought it in May 2019.

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3208 A ST, ROCK FALLS, IL 61071-2402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2019	Deed of Trust, Mortgage · FHA Mortgage PLATINUM HOME MORTGAGE
Mar 9, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jan 9, 2018	Trustee's Deed, Construction Loan · Construction Mortgage STILLMAN BANCORP
Nov 29, 2017	Grant Deed, Transfer ATTORNEY ONLY
Jan 26, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2019 · Amount on File
Deed Sale	May 8, 2019 · Amount on File
Prior Sale	Nov 29, 2017 · Amount on File
Deed Document Number	20192325
Prior Transfer Date	Jan 29, 2007
Prior Transfer Doc	0046212009
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	3208 A ST, ROCK FALLS, IL 61071-2402
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002326
Date	May 8, 2019
Instrument	2019-02326

Lender

Name	PLATINUM HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Mar 9, 2018
Property Address	3208 A ST, ROCK FALLS, IL 61071-2402
Document Number	0000001229
Instrument Date	Mar 9, 2018
Instrument	1229
Transaction Type	Transfer
Record Updated	Mar 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$57.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	116 W MASON ST POLO IL 610641502, POLO, IL 61064-1502

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jan 9, 2018
Property Address	3208 A ST, ROCK FALLS, IL 61071-2402
Instrument Date	Dec 28, 2017
Instrument	1
Transaction Type	Construction Loan
Record Updated	Jan 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 22ND ST ROCKFORD IL 611083538, ROCKFORD, IL 61108-3538

Mortgage

Document Number	0000000001
Date	Jan 9, 2018
Instrument	1

Lender

Name	STILLMAN BANCORP
Type	Mortgage Company
Address	ROCKFORD, IL 61108-2734

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 8, 2019

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITESIDE IL
Recording Date	Nov 29, 2017
Property Address	3208 A ST, ROCK FALLS, IL 61071-2402
Document Number	0000007197
Instrument Date	Nov 6, 2017
Instrument	7197
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$45.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	920 22ND ST ROCKFORD IL 611083538, ROCKFORD, IL 61108-3538

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jan 26, 2017
Property Address	3208 A ST, ROCK FALLS, IL 61071-2402
Document Number	0000000503
Instrument Date	Jan 17, 2017
Instrument	503
Transaction Type	Foreclosure
Record Updated	Feb 20, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 785061 ORLANDO FL 328785061, ORLANDO, FL 32878-5061

Tax Assessment & Valuation

The 2025 property tax bill for 3208 A St was $5,053.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Elementary School District	Rock Falls Elementary School District 13 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,053.00	$60,459 Land $4,190 Building $56,269
2024			$181,377 Land $12,570 Building $168,807

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3208 A St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	May 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3208 A St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCK FALLS serves 8,620 people · EPA ID IL1950450
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000

May also be available: Rise Broadband, Verizon.

Nearby Properties on A St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures