Manatee County property record for 3208 105th St E, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,520 sqft · built 1963 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $903 (2024) |
| Deeds & Mortgages | Aug 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6133-0000-3 |
| Primary APN | 6133-0000-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,520 sqft Living Area |
| Gross Area | 2,160 sqft |
| 1st Floor Area | 1,520 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft |
| Garage Type | Carport |
| Garage Area | 472 sqft |
| Carport | Carport |
| Carport Area | 472 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Old Parcel Number | 0613300003 |
|---|---|
| Street Address | 3208 105TH ST E |
| City | PALMETTO |
| State | FL |
| Zip | 34221-8619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 SUBURB |
| Legal Description | BEG AT SW COR OF W1/2 OF NW1/4 OF SEC 17, RUN THENCE E 225 FT TO C/L OF DR DITCH, THENCE MEANDER NWLY 300 FT ALG C/L OF SD DITCH TO INTERSEC WITH W LN OF W1/2 OF NW1/4 AFORESAID, |
| Legal Range | 18E |
| Legal Township | 33S |
| Legal Section | 17 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PALMETTO |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 1602 |
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 3208 105TH ST E, PALMETTO, FL 34221-8619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 16, 2023 |
| Transfer Doc | 0000092218 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 3208 105TH ST E, PALMETTO, FL 34221-8619 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0041092219 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 202341092219 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 776 Months |
| Due | Apr 24, 2088 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.08% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 13% |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,627 (+2.7%) | $200,034 (-) Land $76,500 Building $123,534 | |
| 2025 | $95,060 (+5.99%) | $200,034 (-4.89%) Land $76,500 Building $123,534 | |
| 2024 | $903.00 (+4.51%) | ||
| 2023 | $864.00 (-2.15%) Widower's exemption | $89,690 (+3%) | $210,328 (+41.15%) Land $76,500 Building $133,828 |
| 2022 | $883.00 Homeowner's exemption Widower's exemption | $87,078 | $149,008 Land $35,000 Building $114,008 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 59 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 9 (1992–2024) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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