3207 Wilderness Cir, Middleburg, FL 32068 Property Records

Clay County property record for 3207 Wilderness Cir, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 3,052 sqft · built 1998
Lot Size	0.769 acres (33,541 sqft)
Owner	Individual Name on Record
Tax Bill	$6,362 (2023)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone AE (high risk)
APN	`37-05-25-010149-100-00`

Property Details

APN / Parcel Number

Primary APN	`37-05-25-010149-100-00`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,052 sqft Heated Area
Gross Area	4,820 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	33,541 sqft (0.769 acres)
Lot Dimensions	300 ft deep x 200 ft wide
Garage Area	576 sqft

Exterior Amenities

Porch	Porch
Porch Area	1,192 sqft
Deck Area	256 sqft
Patio Area	256 sqft
Boat Access	Boat Access
Boat House	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3207 WILDERNESS CIR
City	MIDDLEBURG
State	FL
Zip	32068-4139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF E1/2 S37T5R25 AS REC O R2994 PG 1682;3265 PG 1757FJ &3271 PG 1607 EX PT CUT OUT PE
Legal Range	25
Legal Township	05
Legal Section	37
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2001
Census Tract	30210

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3207 WILDERNESS CIR, MIDDLEBURG, FL 32068-4139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2010
Deed Sale	Dec 20, 2010
Deed Document Number	0032711607
Deed Book / Page	2994 / 1682
Prior Transfer Date	Feb 28, 2008
Prior Transfer Doc	2008009557
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3207 WILDERNESS CIR, MIDDLEBURG, FL 32068-4139
Transaction Type	Mortgage
Record Updated	Apr 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3207 WILDERNESS CIR, MIDDLEBURG, FL 32068-4139

Mortgage

Document Number	0045840193
Date	Mar 16, 2022
Book Page	4584/193
Instrument	2022017216

Lender

Name	PRIORITY 1 LENDING LLC
Type	Mortgage Company
Address	LIVONIA, MI 48152

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$468,598 (+5.99%)	$737,148 (+4.66%) Land $230,400 Building $506,748
2023	$6,362.00 (+4.9%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$442,129 (+3%)	$704,333 (+13.37%) Land $230,400 Building $473,933
2022	$6,065.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$429,252	$621,266 Land $230,400 Building $390,866

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	9 (2012–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T DSL	100 / 20