3207 W 97th Ter, Hialeah, FL 33018 Property Records

Miami-Dade County property record for 3207 W 97th Ter, Hialeah, FL 33018

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,486 sqft · built 2017
Lot Size	0.088 acres (3,822 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,506 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`04-2021-031-2450`

Property Details

APN / Parcel Number

Primary APN	`04-2021-031-2450`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,486 sqft Living Area
Gross Area	2,994 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete Block/Stucco
Roof Type	Rigid Frame Bar Joist
Lot Area	3,822 sqft (0.088 acres)
Patio Area	310 sqft

Location & Zoning

Street Address	3207 W 97TH TER
City	HIALEAH
State	FL
Zip	33018-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8000
Legal Description	BONTERRA PB 171-064 T-23557 LOT 18 BLK 11 LOT SIZE 3822 SQ FT M/L FAU 04 2021 001 0175
Legal Range	40E
Legal Township	52S
Legal Section	21
Legal Subdivision	BONTERRA
Legal Block	11
Legal Lot Number	18
Jurisdiction	DADE FL
Township / Civil Division	HIALEAH
Census Block Group	1
Census Block	1029
Census Tract	12701

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3207 W 97TH TER, HIALEAH, FL 33018-2043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 4, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	3207 W 97TH TER, HIALEAH, FL 33018-2043
Transaction Type	Mortgage
Record Updated	May 1, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000240072
Date	Apr 11, 2023
Book Page	33659/2923
Instrument	2023R0240072

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	3207 W 97TH TER, HIALEAH, FL 33018-2043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000452614
Date	Aug 18, 2020
Book Page	32054/1517
Instrument	2020R0452614

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Sep 1, 2049

April 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DADE FL
Recording Date	Apr 4, 2017
Property Address	3207 W 97TH TER, HIALEAH, FL 33018-2043
Document Number	0000188207
Book / Page	030482 / 003615
Instrument Date	Mar 31, 2017
Instrument	188207
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,620.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3207 W 97TH TER HIALEAH FL 330182043, HIALEAH, FL 33018-2043

Mortgage

Document Number	188208
Date	Apr 4, 2017
Book Page	030482/003617
Instrument	188208

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2047

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Hialeah City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,506.00 (+5.79%) Homeowner's exemption	$372,757 (+6.19%)	$576,323 (+6.73%) Land $181,050 Building $395,273
2023	$8,986.00 (+2.24%) Homeowner's exemption	$351,029 (+3%)	$539,997 (+12.81%) Land $173,808 Building $366,189
2022	$8,789.00 Homeowner's exemption	$340,805	$478,674 Land $108,630 Building $370,044

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 2,372 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2,372 in force
Nearby Flood Claims	10 (2017–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HIALEAH serves 238,000 people · EPA ID FL4130604
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Xfinity.

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