3207 Thornapple Dr, Frederick, MD 21704 Property Records

Frederick County property record for 3207 Thornapple Dr, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,102 sqft · built 2021
Lot Size	0.087 acres (3,795 sqft)
Owner	Individual Name on Record
Last Sale	$609,900 (Feb 2026)
Tax Bill	$6,967 (2025)
Deeds & Mortgages	Apr 2021 Transfer Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-599989`

Property Details

APN / Parcel Number

Primary APN	`07-599989`
Alternative APN	`599989`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,102 sqft Living Area
Gross Area	2,527 sqft
1st Floor Area	1,565 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,795 sqft (0.087 acres)
Garage Type	Attached
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	599989
Street Address	3207 THORNAPPLE DR
City	FREDERICK
State	MD
Zip	21704-2406
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 23019 3,795 SQ FT THE WOODLANDS AT URBANA
Legal Subdivision	WOODLANDS AT URBANA
Legal Lot Number	23019
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	3
Census Block	3011
Census Tract	752206

Owner

Source: Frederick County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3207 THORNAPPLE DR, FREDERICK, MD 21704-2406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Intrafamily Transfer, Transfer
Feb 19, 2021	Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2026 · Amount on Record
Deed Sale	Feb 9, 2026 · Amount on Record
Prior Sale	Feb 19, 2021 · Amount on Record
Deed Document Number	2026
Deed Book / Page	17716 / 181
Prior Transfer Date	Apr 6, 2021
Prior Transfer Doc	0148120001
Record Updated	Jun 8, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Apr 26, 2021
Property Address	3207 THORNAPPLE DR, FREDERICK, MD 21704-2406
Document Number	0148120001
Book / Page	14812 / 1
Map Reference	MB 103 PL 152
Instrument Date	Apr 6, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3207 THORNAPPLE DR, FREDERICK, MD 21704-2406

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 19, 2021
Property Address	3207 THORNAPPLE DR, FREDERICK, MD 21704-2406
Document Number	0145690400
Book / Page	14569 / 400
Map Reference	MB 103 PL 152
Instrument Date	Feb 9, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	NVR SETTLEMENT SERVICES/MD INC, NVR SETMNT SVCS OF MD INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,295.08
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4700 CORRIDOR PL, 4700, BELTSVILLE, MD 20705-1163

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3207 THORNAPPLE DR, FREDERICK, MD 21704-2406

Mortgage

Document Number	0014569405
Date	Feb 19, 2021
Instrument	14569/405

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,967.00 (+7.83%)	$459,500 (+9.24%)	$528,500 (+24.35%) Land $180,000 Building $348,500
2024	$6,461.00 (+3.66%)
2023	$6,233.00	$420,633	$425,000 Land $150,000 Building $275,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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