San Joaquin County property record for 3207 Talbot Dr, Lathrop, CA 95330 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2022 |
| Square Footage | 2,844 sqft Living Area |
| Lot Size | 6,524 sqft (0.149 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $826,000 (2022) |
| Tax Bill | $17,654.00 (2025) |
| Primary APN | 210-680-190-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,844 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 2022 |
|---|---|
| Construction Type | Wood Construction |
| Lot Area | 6,524 sqft (0.149 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Mixed Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 3207 TALBOT DR |
|---|---|
| City | LATHROP |
| State | CA |
| Zip | 95330-9831 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 58 RIVER ISLANDS STG 2B VILLAGE EE 4063 |
| Legal Lot Number | 58 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | TRACY |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 5214 |
Source: San Joaquin County records · APN 210-680-190-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3207 TALBOT DR, LATHROP, CA 95330-9831 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 19, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage STAR ONE CU |
| Feb 10, 2022 | Grant Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 10, 2022 · Amount on Record |
| Deed Sale | Feb 10, 2022 · Amount on Record |
| Deed Doc Number | 2022-018771 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3207 TALBOT DR, LATHROP, CA 95330-9831 |
| Transaction Type | Mortgage |
| Record Updated | Jan 01, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 3207 TALBOT DR, LATHROP, CA 95330-9831 |
| Document Number | 0000106902 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 2023-106902 |
| Name | STAR ONE CU |
|---|---|
| Type | Credit Union |
| Address | SUNNYVALE, CA 94088 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2044 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 10, 2022 |
| Property Address | 3207 TALBOT DR, LATHROP, CA 95330-9831 |
| Document Number | 0000018771 |
| Map Reference | MB 43 PG 160 |
| Instrument Date | Aug 18, 2021 |
| Instrument | 2022-018771 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 3207 TALBOT DR, LATHROP, CA 95330-9831 |
| Document Number | 0000018772 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 2022-018772 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.62% |
| Index | 1-Year CMT |
| Max Rate | 7.62% |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Banta Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $17,654.00 (+4.59%) | $876,034 (+4.04%) Land $259,995 Building $616,039 |
| 2023 | $16,880.00 (+86.38%) | $842,018 Land $249,900 Building $592,118 |
| 2022 | $9,057.00 |
3207 Talbot Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X reduced risk due to levee; depends on levee performance |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | High 71st percentile of exposed land nationally · 46th in California |
|---|---|
| Wildfire Likelihood | High — about 1 in 330 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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