3207 Ridgewood Dr, Champaign, IL 61821 Property Records

Champaign County property record for 3207 Ridgewood Dr, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	1 ba · 925 sqft · built 1969
Lot Size	0.163 acres (7,122 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Dec 2025)
Tax Bill	$3,621 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44-20-16-226-005`

Property Details

APN / Parcel Number

Primary APN	`44-20-16-226-005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	925 sqft Building Perimeter
1st Floor Area	925 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,122 sqft (0.163 acres)
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	3207 RIDGEWOOD DR
City	CHAMPAIGN
State	IL
Zip	61821-3464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 153 WELLERS RIDGEWOOD 2ND SUB
Legal Range	08E
Legal Township	19N
Legal Section	16
Legal Subdivision	WELLERS RIDGEWOOD 2ND SUB AND OTHER LAND
Legal Lot Number	153
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2006
Census Tract	1201

Owner

3207 Ridgewood Dr is owned and occupied by an individual who bought it in December 2025.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3207 RIDGEWOOD DR, CHAMPAIGN, IL 61821-3464
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 14, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 9, 2018	Grant Deed, Transfer · Conventional with PMI FIRST MID IL BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2025 · Amount on File
Deed Sale	Dec 16, 2025 · Amount on File
Prior Sale	Jul 14, 2022 · Amount on File
Deed Document Number	202519391
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 16, 2025
Property Address	3207 RIDGEWOOD DR, CHAMPAIGN, IL 61821-3464
Document Number	0000019391
Map Reference	DOC 787366 MB U PG 9
Instrument Date	Dec 11, 2025
Instrument	2025R19391
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3207 RIDGEWOOD DR, CHAMPAIGN, IL 61821-3464

Mortgage

Document Number	0000019392
Date	Dec 16, 2025
Instrument	2025R19392

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 14, 2022
Property Address	3207 RIDGEWOOD DR, CHAMPAIGN, IL 61821-3464
Document Number	0000012898
Map Reference	MB U PG 9
Instrument Date	Jul 13, 2022
Instrument	2022R12898
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1717 W KIRBY AVE # 302, 302, CHAMPAIGN, IL 61821-5507

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 9, 2018
Property Address	3207 RIDGEWOOD DR, CHAMPAIGN, IL 61821-3464
Document Number	0000000414
Instrument Date	Jan 5, 2018
Instrument	414
Transaction Type	Transfer
Record Updated	Jan 26, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3207 RIDGEWOOD DR CHAMPAIGN IL 618213464, CHAMPAIGN, IL 61821-3464

Mortgage

Document Number	415
Date	Jan 9, 2018
Instrument	415

Lender

Name	FIRST MID IL BK&TR
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2048

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,600 (+12.21%) Land $9,540 Building $37,060	$139,800 (+12.21%) Land $28,620 Building $111,180
2024	$3,621.00 (+6.19%)	$41,530 Land $8,500 Building $33,030	$124,590 Land $25,500 Building $99,090
2023	$3,410.00 (+28.39%)
2022	$2,656.00 Homeowner's exemption	$34,890 Land $7,140 Building $27,750	$104,670 Land $21,420 Building $83,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3207 Ridgewood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3207 Ridgewood Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Mediacom Xtream, Nextlink.

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