3207 Howard St, Richmond, VA 23223 Property Records

Henrico County property record for 3207 Howard St, Richmond, VA 23223

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,015 sqft · built 1955
Lot Size	0.296 acres (12,901 sqft)
Owner	Individual Name on File
Last Sale	$82,500 (Dec 2002)
Tax Bill	$1,670 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`806-731-0176`

Property Details

APN / Parcel Number

Primary APN	`806-731-0176`
Alternative APN	`KN0311521`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,015 sqft Living Area
Gross Area	1,075 sqft
1st Floor Area	1,015 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	12,901 sqft (0.296 acres)
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	190 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	KN0311521
Street Address	3207 HOWARD ST
City	RICHMOND
State	VA
Zip	23223-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	0129040000I 0004; MAYFAIR PLACE BL I LT 4 7 B1 5
Legal Subdivision	MAYFAIR PLACE
Legal Lot Number	4,7
Jurisdiction	HENRICO VA
Township / Civil Division	FAIRFIELD
Census Block Group	1
Census Block	1033
Census Tract	201003

Owner

3207 Howard St is owned and occupied by an individual who bought it in December 2002.

Source: Henrico County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3207 HOWARD ST, RICHMOND, VA 23223-1512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2002 · Amount on File
Deed Sale	Dec 13, 2002 · Amount on File
Prior Sale	Nov 1, 1996 · Amount on File
Deed Book / Page	3357 / 2117
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRICO VA
Recording Date	Jun 8, 2026
Property Address	3207 HOWARD ST, RICHMOND, VA 23223-1512
Document Number	0000016507
Book / Page	6788 / 1030
Instrument Date	May 31, 2026
Instrument	202616507
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3207 HOWARD ST, RICHMOND, VA 23223-1512

Mortgage

Document Number	0000016507,
Date	Jun 8, 2026
Book Page	6788/1030
Instrument	202616507

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 3207 Howard St was $1,670.

Source: Henrico County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Henrico County
Unified School District	Henrico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,670.00	$195,100 (+8.27%) Land $36,000 Building $159,100	$195,100 (+8.27%) Land $36,000 Building $159,100
2025		$180,200 Land $34,000 Building $146,200	$180,200 Land $34,000 Building $146,200
2023	$1,408.00	$165,700 Land $34,000 Building $131,700	$165,700 Land $34,000 Building $131,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3207 Howard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3207 Howard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20