3207 Gem Dr, Pueblo, CO 81005 Property Records

Pueblo County property record for 3207 Gem Dr, Pueblo, CO 81005

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,280 sqft · built 1998
Lot Size0.127 acres (5,512 sqft)
Owner2 Individual Names on File
Last Sale$106,000 (Mar 1999)
Tax Bill$1,904 (2025)
Deeds & MortgagesMay 2022 Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN1515133036

Property Details

APN / Parcel Number

Primary APN1515133036

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,280 sqft Living Area
Gross Area2,695 sqft
1st Floor Area1,140 sqft
Basement Area1,140 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,512 sqft (0.127 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area15 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemForced Air with A/C

Location & Zoning

Street Address3207 GEM DR
CityPUEBLO
StateCO
Zip81005-3816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2:RES/1 F
Legal DescriptionLOT 36 BLK 2 PRAIRIE GLEN A SPECIAL AREA PLAN FORMERLY,15-151-00-001
Legal SubdivisionPRAIRIE GLEN
Legal Block2
Legal Lot Number36
JurisdictionPUEBLO CO
Township / Civil DivisionPUEBLO
Census Block Group2
Census Block2001
Census Tract2700

Owner

3207 Gem Dr is owned and occupied by two individuals who bought it in March 1999.

Source: Pueblo County records, as of May 6, 2026

Owner of Record2 Individual Names on File
Mailing Address3207 GEM DR, PUEBLO, CO 81005-3816
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
PREMIER MORTGAGE SERVICES INC
Oct 30, 2018Deed of Trust, Mortgage · FHA Mortgage
HOMETOWN LENDERS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 1999 · Amount on File
Deed SaleMar 2, 1999 · Amount on File
Prior SaleMar 12, 1998 · Amount on File
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUEBLO CO
Property Address3207 GEM DR, PUEBLO, CO 81005-3816
Transaction TypeMortgage
Record UpdatedMay 31, 2022
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3207 GEM DR, PUEBLO, CO 81005-3816

Mortgage

Document Number0002276303
DateMay 10, 2022
Instrument2276303
Lender
NamePREMIER MORTGAGE SERVICES INC
TypeMortgage Company
AddressPUEBLO, CO 81008
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUEBLO CO
Property Address3207 GEM DR, PUEBLO, CO 81005-3816
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002121494
DateOct 30, 2018
Instrument2121494
Lender
NameHOMETOWN LENDERS LLC
TypeMortgage Company
AddressHUNTSVILLE, AL 35806
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 3207 Gem Dr was $1,904, down 4.9% from the year before.

Source: Pueblo County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateColorado
CountyPueblo County
MunicipalityPueblo City
Unified School DistrictPueblo City School District 60 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,904.00 (-4.9%)$19,120 (-6.5%)$591,960 Land $20,000 Building $571,960
2024$2,002.00 (-1.14%)$20,450 (-15.29%) Land $1,135 Building $19,315
2023$2,025.00 (+17.46%)$24,140 (+38.98%) Land $1,340 Building $22,800$360,276 (+44.19%) Land $20,000 Building $340,276
2022$1,724.00$17,370 Land $1,390 Building $15,980$249,870 Land $20,000 Building $229,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3207 Gem Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 31, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3207 Gem Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPUEBLO BOARD OF WW
serves 114,070 people · EPA ID CO0151500
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 796 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Intrepid Fiber Networks
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
SECOM
Fixed Wireless
300 / 50
Verizon
Fixed Wireless
300 / 20
Kellin Communications
Fixed Wireless
100 / 50
Rise Broadband
Fixed Wireless
100 / 20

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