3207 Fain Ln, Georgetown, CA 95634 Property Records

El Dorado County property record for 3207 Fain Ln, Georgetown, CA 95634

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,851 sqft · built 1971
Lot Size	1 acre (43,560 sqft)
Owner	2 Trust Names on File
Last Sale	$415,000 (Jul 2018)
Tax Bill	$5,257 (2025)
Deeds & Mortgages	Oct 2023 Transfer Nov 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`061-231-019-000`

Property Details

APN / Parcel Number

Primary APN	`061-231-019-000`
Alternative APNs	`06123119100` `0612311910`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,851 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1972
Construction Type	Wood
Lot Area	43,560 sqft
Terrain	Gentle Slope
Parking Spaces	2 Parking Spaces
Patio Area	1,851 sqft

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Street Address	3207 FAIN LN
City	GEORGETOWN
State	CA
Zip	95634-9389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3A
Legal Description	SEC 11 12 10
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	1
Census Block	1005
Census Tract	30603

Owner

3207 Fain Ln is owner-occupied and held in a trust since October 2023.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3207 FAIN LN, GEORGETOWN, CA 95634-9389
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Intrafamily Transfer, Transfer
Nov 6, 2017	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Aug 5, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jul 13, 2018	Grant Deed, Transfer · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2018 · Amount on File
Deed Sale	Jul 13, 2018 · Amount on File
Prior Sale	Aug 26, 2014 · Amount on File
Deed Document Number	201826875
Last Transfer Date	Oct 20, 2023
Transfer Doc	0000030666
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Oct 30, 2023
Property Address	3207 FAIN LN, GEORGETOWN, CA 95634-9389
Document Number	0000030666
Instrument Date	Oct 20, 2023
Instrument	2023-0030666
Transaction Type	Transfer
Record Updated	Nov 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3207 FAIN LN, GEORGETOWN, CA 95634-9389

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3207 FAIN LN, GEORGETOWN, CA 95634-9389
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049658
Date	Nov 6, 2017
Instrument	2017-0049658

Lender

Name	FIRST BANK
Type	Bank
Address	ROSEVILLE, CA 95661

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3207 FAIN LN, GEORGETOWN, CA 95634-9389
Document Number	0000040990
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8207 FAIN LN GEORGETOWN CA 95634, GEORGETOWN, CA 95634

Mortgage

Document Number	0000040990
Date	Aug 11, 2020
Instrument	40990

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jul 13, 2018
Property Address	3207 FAIN LN, GEORGETOWN, CA 95634-9389
Document Number	0000026875
Instrument Date	Jul 10, 2018
Instrument	26875
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$456.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3207 FAIN LN GEORGETOWN CA 956349389, GEORGETOWN, CA 95634-9389

Mortgage

Document Number	26876
Date	Jul 13, 2018
Instrument	26876

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3207 Fain Ln was $5,257, up 6.6% from the year before.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$472,193 (+2%) Land $96,712 Building $375,481
2025	$5,257.00 (+6.61%)	$462,935 Land $94,816 Building $368,119
2024	$4,931.00 (+1.99%)
2023	$4,835.00 (+1.55%)	$444,960 Land $91,135 Building $353,825
2022	$4,761.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3207 Fain Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3207 Fain Ln is extreme, ranking above 97.5% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.5% of the US · above 87% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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