3207 Duluth St, Highland, IN 46322 Property Records

Lake County property record for 3207 Duluth St, Highland, IN 46322

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,872 sqft · built 1959
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Tax Bill$2,335 (2024)
Flood ZoneZone X (reduced by levee)
APN007-16-27-0279-0002

Property Details

APN / Parcel Number

Primary APN007-16-27-0279-0002
Alternative APNs
  • 45-07-22-102-020.000-026
  • 162702790002

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,872 sqft Living Area
Gross Area2,808 sqft
1st Floor Area936 sqft
Basement Area936 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1995
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions116 ft deep x 60 ft wide
Garage TypeDetached
Garage Area396 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area314 sqft
Deck Area112 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3207 DULUTH ST
CityHIGHLAND
StateIN
Zip46322-1306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOMESTEAD GARDENS MASTER ADD. ALL L.2 BL.9
Legal SubdivisionHOMESTEAD GARDENS MASTER ADD
Legal Block9
Legal Lot Number2
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group2
Census Block2001
Census Tract40700

Owner

3207 Duluth St is owned and occupied by two individuals who acquired it in March 2013.

Source: Lake County records, as of December 29, 2025

Owner of Record2 Individual Names on File
Mailing Address3207 DULUTH ST, HIGHLAND, IN 46322-1306
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 7, 2013
Deed SaleMar 7, 2013
Prior SaleDec 21, 2012 · Amount on File
Deed Document Number201317237
Prior Transfer DateJun 18, 2012
Prior Transfer Doc2012054453
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityHighland Town
Unified School DistrictHighland School Town (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$234,400 Land $37,000 Building $197,400$234,400 Land $37,000 Building $197,400
2024$2,335.00
2023$208,400 (+18.14%) Land $37,000 Building $171,400$208,400 (+18.14%) Land $37,000 Building $171,400
2022$2,593.00 Homeowner's exemption$176,400 Land $37,000 Building $139,400$176,400 Land $37,000 Building $139,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3207 Duluth St in Zone X, where a levee reduces flood risk, though there have been 112 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims112 (1980–2010)
Claims Outside the SFHA1 of 112
Most Recent ClaimJun 2010 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 87 claims
  • Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3207 Duluth St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIGHLAND WATER WORKS
serves 23,984 people · EPA ID IN5245021
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionJan 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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