Fort Bend County property record for 3207 Cotton Ranch Dr, Katy, TX 77494
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,186 sqft · built 2012 |
| Lot Size | 0.172 acres (7,509 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $226,900 (Feb 2018) |
| Tax Bill | $3,032 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R382883 |
| Primary APN | R382883 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,186 sqft Living Area |
| Gross Area | 2,761 sqft |
| 1st Floor Area | 2,186 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,509 sqft (0.172 acres) |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3207 COTTON RANCH DR |
|---|---|
| City | KATY |
| State | TX |
| Zip | 77494-5270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KATY CREEK RANCH SEC 4, BLOCK 3, LOT 15 |
| Legal Subdivision | KATY CREEK RANCH SEC 4 |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | FORT BEND TX |
| Township / Civil Division | FULSHEAR-SIMONTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 673113 |
Source: Fort Bend County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3207 COTTON RANCH DR, KATY, TX 77494-5270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 12, 2018 | Vendor's Lien, Transfer · Conventional Mortgage HOMETRUST MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2018 · Amount on Record |
| Deed Sale | Feb 12, 2018 · Amount on Record |
| Prior Sale | Feb 12, 2018 |
| Deed Document Number | 201814546 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 3207 COTTON RANCH DR, KATY, TX 77494-5270 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3207 COTTON RANCH DR, KATY, TX 77494-5270 |
| Document Number | 0000131032 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 2025131032 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 157 Months |
| Due | Jan 1, 2039 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Feb 12, 2018 |
| Property Address | 3207 COTTON RANCH DR, KATY, TX 77494-5270 |
| Document Number | 0000014546 |
| Map Reference | PL20080205 |
| Instrument Date | Jan 19, 2018 |
| Instrument | 2018014546 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3207 COTTON RANCH DR, KATY, TX 77494-5270 |
| Document Number | 0000014547 |
|---|---|
| Date | Feb 12, 2018 |
| Instrument | 2018014547 |
| Name | HOMETRUST MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2038 |
Source: Fort Bend County assessment roll, as of September 2, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,032.00 (-21.41%) Homeowner's exemption | $408,219 (+9.09%) Land $71,500 Building $336,719 | $408,219 (-0.85%) Land $71,500 Building $336,719 |
| 2024 | $3,858.00 (+44.44%) Homeowner's exemption Senior Citizen's exemption | $374,193 (+1%) Land $71,500 Building $340,215 | $411,715 (-0.32%) Land $71,500 Building $340,215 |
| 2023 | $2,671.00 (-52.52%) Homeowner's exemption Senior Citizen's exemption | $340,175 Land $55,000 Building $358,023 | $413,023 Land $55,000 Building $358,023 |
| 2018 | $5,625.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 60 policies |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 3 (2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS FORT BEND COUNTIES MUD 5 serves 4,641 people · EPA ID TX0790347 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures