La Crosse County property record for 3207 Cortland St, Onalaska, WI 54650
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $649,900 (Aug 2026) |
| Tax Bill | $7,167 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Feb 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-004821-000 |
| Primary APN | 014-004821-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 17,424 sqft (0.4 acres) |
|---|
| Street Address | 3207 CORTLAND ST |
|---|---|
| City | ONALASKA |
| State | WI |
| Zip | 54650-4410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PERTZSCH FARM ADDITION LOT 3 BLOCK 4 |
| Legal Range | 07W |
| Legal Township | 17N |
| Legal Section | 20 |
| Legal Subdivision | PERTZSCH FARM ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | LA CROSSE WI |
| Township / Civil Division | HOLMEN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10205 |
3207 Cortland St is owned and occupied by two individuals who bought it in August 2026.
Source: La Crosse County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3207 CORTLAND ST, ONALASKA, WI 54650-4410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2026 | Warranty Deed, Transfer · VA Mortgage MERCHANTS BANK |
| Feb 22, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ALTRA FCU |
| Oct 16, 2023 | Deed of Trust, Mortgage · Construction Mortgage RIVER BANK |
| Sep 15, 2023 | Warranty Deed, Transfer NEW CUSTOM TITLE, NEW CASTLE TITLE |
| Apr 28, 2022 | Warranty Deed, Transfer NEW CUSTOM TITLE, NEW CASTLE TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2026 · Amount on File |
| Deed Sale | Aug 31, 2026 · Amount on File |
| Prior Sale | Feb 22, 2024 · Amount on File |
| Deed Document Number | 20261853894 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Aug 31, 2026 |
| Property Address | 3207 CORTLAND ST, ONALASKA, WI 54650-4410 |
| Document Number | 0001853894 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 20261853894 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | KNIGHT BARRY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $196,919.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3207 CORTLAND ST, ONALASKA, WI 54650-4410 |
| Document Number | 0001853895, |
|---|---|
| Date | Aug 31, 2026 |
| Instrument | 20261853895 |
| Name | MERCHANTS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Feb 22, 2024 |
| Property Address | 3207 CORTLAND ST, ONALASKA, WI 54650-4410 |
| Document Number | 0001817473 |
| Instrument Date | Feb 22, 2024 |
| Instrument | 1817473 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 6, 2024 |
| Title Company | NEW CUSTOM TITLE, NEW CASTLE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001817474 |
|---|---|
| Date | Feb 22, 2024 |
| Instrument | 1817474 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 3207 CORTLAND ST, ONALASKA, WI 54650-4410 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001813463 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 1813463 |
| Name | RIVER BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Sep 15, 2023 |
| Property Address | 3207 CORTLAND ST, ONALASKA, WI 54650-4410 |
| Document Number | 0001812269 |
| Instrument Date | Sep 14, 2023 |
| Instrument | 1812269 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2023 |
| Title Company | NEW CUSTOM TITLE, NEW CASTLE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $270.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Apr 28, 2022 |
| Property Address | 3207 CORTLAND ST, ONALASKA, WI 54650-4410 |
| Document Number | 0001792845 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 1792845 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2023 |
| Title Company | NEW CUSTOM TITLE, NEW CASTLE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $270.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 3207 Cortland St was $7,167.
Source: La Crosse County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | La Crosse County |
| Municipality | Holmen Village |
| Unified School District | Holmen School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,167.00 Homeowner's exemption | $487,200 Land $91,000 Building $396,200 | $502,200 |
| 2023 | $1,664.00 (-1.13%) | $81,200 (-) Land $81,200 | $81,200 (-) Land $81,200 |
| 2022 | $1,683.00 | $81,200 Land $81,200 | $81,200 Land $81,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3207 Cortland St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3207 Cortland St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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