St. Clair County property record for 3207 Acton Rd, Moody, AL 35004
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,030 sqft · built 1965 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $467 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-07-26-0-001-041.000 |
| Primary APN | 25-07-26-0-001-041.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,030 sqft Living Area |
| 1st Floor Area | 1,030 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 00514292 |
|---|---|
| Street Address | 3207 ACTON RD |
| City | MOODY |
| State | AL |
| Zip | 35004-2729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 413 BRAGGSVILLE SD 26-16-1 3 AC |
| Legal Range | 01E |
| Legal Township | 16S |
| Legal Section | 26 |
| Legal Subdivision | BRAGGSVILLE S/D |
| Legal Lot Number | 413 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | MOODY |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 40107 |
3207 Acton Rd is owned and occupied by two individuals who acquired it in January 2006.
Source: St. Clair County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3207 ACTON RD, MOODY, AL 35004-2729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 31, 2006 |
| Transfer Doc | 0000001837 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 3207 ACTON RD, MOODY, AL 35004-2729 |
| Document Number | 0000042323 |
| Instrument Date | Nov 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3207 ACTON RD MOODY AL 350042729, MOODY, AL 35004-2729 |
| Document Number | 0000042323 |
|---|---|
| Date | Dec 12, 2017 |
| Instrument | 42323 |
| Name | NATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3207 Acton Rd was $467 with a homeowner's exemption.
Source: St. Clair County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Municipality | Moody City |
| Unified School District | St. Clair County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $467.00 | $10,100 | $100,980 Land $35,800 Building $65,180 |
| 2023 | $16,726 Land $5,460 Building $11,266 | $83,630 Land $27,300 Building $56,330 | |
| 2022 | $379.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3207 Acton Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3207 Acton Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Sparklight Fiber | 1,000 / 50 |
5G and 4G LTE (outdoors only)
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