3207 190th St, Prole, IA 50229 Property Records

Madison County property record for 3207 190th St, Prole, IA 50229

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,632 sqft · built 1900
Lot Size	38.1 acres (1,660,072 sqft)
Owner	2 Individual Names on Record
Last Sale	$453,000 (Mar 2022)
Tax Bill	$2,824 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`450081464002000`

Property Details

APN / Parcel Number

Primary APN	`450081464002000`
Alternative APN	`450081464002100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
1st Floor Area	624 sqft
Basement Area	156 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,660,072 sqft (38.1 acres)
Garage Type	Detached
Garage Area	1,792 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	444 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3207 190TH ST
City	PROLE
State	IA
Zip	50229-8515
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT PAR F NW SW 38.04 & PAR L .07A
Legal Range	26W
Legal Township	76N
Legal Section	14
Jurisdiction	MADISON IA
Township / Civil Division	CRAWFORD
Census Block Group	2
Census Block	2070
Census Tract	60102

Owner

Source: Madison County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3207 190TH ST, PROLE, IA 50229-8515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2018	Deed of Trust, Mortgage · ARM UNIVERSITY OF IOWA CREDIT UNION
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Jul 13, 2018	Warranty Deed, Transfer UNIVERSITY OF IOWA CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2022 · Amount on Record
Deed Sale	Mar 14, 2022 · Amount on Record
Prior Sale	Jul 13, 2018 · Amount on Record
Deed Document Number	2022756
Deed Book / Page	2022 / 756
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	3207 190TH ST, PROLE, IA 50229-8515
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000003257
Date	Oct 8, 2018
Book Page	0000002018/0000003257
Instrument	000000003257

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	171 Months
Due	Jan 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Oct 12, 2023
Index	1-Year CMT

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	3207 190TH ST, PROLE, IA 50229-8515
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002022/757
Date	Mar 14, 2022
Book Page	2022/757
Instrument	2022 757

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2037

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Jul 13, 2018
Property Address	3207 190TH ST, PROLE, IA 50229-8515
Document Number	02018/2243
Book / Page	2018 / 2243
Instrument Date	Jul 10, 2018
Instrument	000000002243
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3207 190TH ST, PROLE, IA 50229-8515
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002018/0000002244
Date	Jul 13, 2018
Book Page	0000002018/0000002244
Instrument	000000002244

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,824.00 Homeowner's exemption	$221,900 (+42.33%) Land $25,600 Building $196,300	$221,900 (+42.33%) Land $25,600 Building $196,300
2024	$2,824.00 (+50.37%)
2023		$155,900 Land $20,100 Building $135,800	$155,900 Land $20,100 Building $135,800
2022	$1,878.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 80% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	25 / 5
T-Mobile Fixed Wireless	25 / 3
CenturyLink DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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