3207 18th Ave, Valley, AL 36854 Property Records

Chambers County property record for 3207 18th Ave, Valley, AL 36854

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,190 sqft · built 1955
Lot Size	0.285 acres (12,400 sqft)
Owner	Company Name on Record
Tax Bill	$514 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-18-03-06-2-009-005.000`

Property Details

APN / Parcel Number

Primary APN	`12-18-03-06-2-009-005.000`
Alternative APNs	`1803062009005000` `427935`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,190 sqft Living Area
1st Floor Area	1,190 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,400 sqft (0.285 acres)
Lot Dimensions	155 ft deep x 80 ft wide
Garage Type	Mixed
Garage Area	260 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	192 sqft
Utility Building	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	427935
Street Address	3207 18TH AVE
City	VALLEY
State	AL
Zip	36854-2942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 BLOCK LTODD ADDN.M.B. 1 PG. 36IN SW1/4 OF NW1/4.S6 T21N R29ECITY OF VALLEY
Legal Range	29
Legal Township	21
Legal Section	06
Legal Subdivision	TODD ADDN
Legal Block	L
Legal Lot Number	17
Jurisdiction	CHAMBERS AL
Township / Civil Division	VALLEY
Census Block Group	2
Census Block	2002
Census Tract	954600

Owner

Source: Chambers County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	109 LAFAYETTE ST, VALLEY, AL 36854-4808
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 24, 2025
Transfer Doc	0000005311
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Recording Date	Jul 31, 2026
Property Address	3207 18TH AVE, VALLEY, AL 36854-2942
Document Number	0000003548
Instrument Date	Jul 22, 2026
Instrument	20263548
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3207 18TH AVE, VALLEY, AL 36854-2942

Mortgage

Document Number	0000003548,
Date	Jul 31, 2026
Instrument	20263548

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 18, 2046

Interest

Rate	6.49%
Max Rate	-1%

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	Valley City
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$514.00 (+8.21%) Homeowner's exemption
2025	$475.00 (-8.65%)	$25,672 (+84.43%) Land $1,460 Building $24,212	$128,360 (-7.81%) Land $7,300 Building $121,060
2024	$520.00 (+18.72%) Additional exemption filed	$13,920 (+16.19%) Land $800 Building $13,120	$139,240 (+16.2%) Land $8,000 Building $131,240
2023	$438.00 (+11.73%) Additional exemption filed	$11,980 (+9.91%) Land $800 Building $11,180	$119,830 (+10.06%) Land $8,000 Building $111,830
2022	$392.00 Additional exemption filed	$10,900 Land $800 Building $10,100	$108,880 Land $8,000 Building $100,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2021–2023)
Most Recent Claim	Mar 2023 · Severe Storms, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20