3207 161st St E, Tacoma, WA 98446 Property Records

Pierce County property record for 3207 161st St E, Tacoma, WA 98446

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,568 sqft · built 1986
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$760,000 (Jun 2023)
Tax Bill$6,742 (2026)
Deeds & MortgagesJun 2023 Sale & Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN358200-0-060

Property Details

APN / Parcel Number

Primary APN358200-0-060

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area1,568 sqft Living Area
Gross Area2,060 sqft
1st Floor Area896 sqft
Upper Floors Area672 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2005
Architectural StyleBi-Level
Exterior MaterialFrame Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area492 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area1,350 sqft
Deck Area330 sqft
Patio Area330 sqft
Storage Building360 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address3207 161ST ST E
CityTACOMA
StateWA
Zip98446-1480
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMSF
Legal DescriptionSECTION 26 TOWNSHIP 19 RANGE 03 QUARTER 12 EAGLE RIDGE L 6 EASE OF RECORD SEG P-6426 DL ES
Legal Range03
Legal Township19
Legal Section26
Legal SubdivisionEAGLE RIDGE
Legal Lot Number6
JurisdictionPIERCE WA
Township / Civil DivisionTACOMA
Census Block Group4
Census Block4000
Census Tract71306

Owner

3207 161st St E is owned and occupied by two individuals who bought it in June 2023.

Source: Pierce County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address3207 161ST ST E, TACOMA, WA 98446-1480
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2023Warranty Deed, Transfer · Conventional Mortgage
BMO HARRIS BANK NA
Dec 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2023 · Amount on File
Deed SaleJun 15, 2023 · Amount on File
Prior SaleJan 30, 1998 · Amount on File
Deed Document Number2023136
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateJun 15, 2023
Property Address3207 161ST ST E, TACOMA, WA 98446-1480
Document Number0006150136
Map ReferenceDOC 8407110318
Instrument DateJun 13, 2023
Instrument202306150136
Transaction TypeTransfer
Record UpdatedJun 27, 2023
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$12,583.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3207 161ST ST E, TACOMA, WA 98446-1480

Mortgage

Document Number0006150137
DateJun 15, 2023
Instrument202306150137
Lender
NameBMO HARRIS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateJul 1, 2028
Change Frequency6 Months
Min Rate At Change3.75%
Max Rate At Change7.75%
IndexOther
Max Rate10.7%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address3207 161ST ST E, TACOMA, WA 98446-1480
Document Number2101220313
Instrument DateDec 18, 2020
Transaction TypeMortgage
Record UpdatedMar 25, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3207 161ST ST E TACOMA WA 984461480, TACOMA, WA 98446-1480

Mortgage

Document Number2101220313
DateJan 22, 2021
Instrument202101220313
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 21, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 3207 161st St E was $6,742, up 3.4% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictBethel School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,742.00 (+3.44%)$592,000 Land $280,900 Building $311,100$592,000 Land $280,900 Building $311,100
2025$6,518.00 (+1.27%)
2024$6,436.00 (-4.35%)$553,400 (-6.3%) Land $249,800 Building $303,600$553,400 (-6.3%) Land $249,800 Building $303,600
2023$6,729.00$590,600 Land $252,600 Building $338,000$590,600 Land $252,600 Building $338,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3207 161st St E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1997)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3207 161st St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPANAWAY WATER COMPANY
private · serves 34,506 people · EPA ID WA5382850
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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