Pasco County property record for 32064 Conchshell Sail St, Wesley Chapel, FL 33545
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,313 sqft · built 2024 |
| Lot Size | 0.296 acres (12,908 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $544,740 (May 2024) |
| Tax Bill | $10,880 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jul 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-25-20-0050-04000-0030 |
| Primary APN | 23-25-20-0050-04000-0030 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,313 sqft Living Area |
| Gross Area | 3,754 sqft |
| 1st Floor Area | 1,464 sqft |
| Upper Floors Area | 1,849 sqft |
| Flooring | Tile |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,908 sqft (0.296 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Driveway | Driveway |
| Driveway Area | 587 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 32064 CONCHSHELL SAIL ST |
|---|---|
| City | WESLEY CHAPEL |
| State | FL |
| Zip | 33545-4954 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | EPPERSON NORTH VILLAGE A-1 A-2 A-3 A-4A & A-5 PB 87 PG 133 BLOCK 40 LOT 3 |
| Legal Subdivision | EPPERSON NORTH VILLAGE |
| Legal Tract | 50 |
| Legal Block | 40 |
| Legal Lot Number | 3 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 32103 |
Source: Pasco County records · APN 23-25-20-0050-04000-0030
Assessment roll updated December 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32064 CONCHSHELL SAIL ST, WESLEY CHAPEL, FL 33545-4954 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 13, 2023 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 06, 2024 · Amount on Record |
| Deed Sale | May 06, 2024 · Amount on Record |
| Prior Sale | Jul 13, 2023 · Amount on Record |
| Deed Document Number | 202478441 |
| Deed Book / Page | 11005 / 3149 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 32064 CONCHSHELL SAIL ST, WESLEY CHAPEL, FL 33545-4954 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 32064 CONCHSHELL SAIL ST, WESLEY CHAPEL, FL 33545-4954 |
| Document Number | 0113911952 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 11391/1952 |
| Instrument | 2026058052 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jul 13, 2023 |
| Property Address | 32064 CONCHSHELL SAIL ST, WESLEY CHAPEL, FL 33545-4954 |
| Document Number | 0108513615 |
| Book / Page | 10851 / 3615 |
| Map Reference | MB 87 PG 133-145 |
| Instrument Date | Jul 12, 2023 |
| Instrument | 2023124984 |
| Transaction Type | Transfer |
| Record Updated | Feb 09, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,542.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2502 N ROCKY POINT DR STE 1050, 1050, TAMPA, FL 33607-5995 |
| Name | Verified Name |
|---|---|
| Address | 3501 RIGA BLVD STE 100, 100, TAMPA, FL 33619-1333 |
Source: Pasco County records · Assessment roll updated December 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $514,561 (-0.21%) Land $92,307 Building $422,254 | $514,561 (-0.21%) Land $92,307 Building $422,254 | |
| 2025 | $10,880.00 (+187.45%) Homeowner's exemption | $515,646 (+838.78%) Land $92,307 Building $423,339 | $515,646 (+838.78%) Land $92,307 Building $423,339 |
| 2024 | $3,785.00 (+17.29%) | ||
| 2023 | $3,227.00 (+838.08%) | $54,927 (+15%) Land $54,927 | $54,927 (+15%) Land $54,927 |
| 2022 | $344.00 | $21,971 | $21,971 Land $21,971 |
Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 288 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 288 in force |
| Nearby Flood Claims | 5 (2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | High above 74% of the US · above 59% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 136 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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