McHenry County property record for 3206 W Ringwood Rd, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,858 sqft · built 1986 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $237,000 (Jun 2016) |
| Tax Bill | $6,484 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02-400-011 |
| Primary APN | 09-02-400-011 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,858 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Basement Area | 1,680 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | A-Frame |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 54,450 sqft (1.25 acres) |
| Garage Area | 1,920 sqft |
| Parking Spaces | 12 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 141 sqft |
| Deck Area | 224 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3206 W RINGWOOD RD |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-6283 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2016R0019488 PC LYING N OF CEN RINGWOOD RD PT SE1/4 SE1/4 |
| Legal Block | 400 |
| Legal Lot Number | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 870703 |
3206 W Ringwood Rd is owned and occupied by two individuals who bought it in June 2016.
Source: McHenry County records, as of June 30, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3206 W RINGWOOD RD, MCHENRY, IL 60051-6283 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2016 · Amount on File |
| Deed Sale | Jun 7, 2016 · Amount on File |
| Deed Document Number | 201619488 |
| Prior Transfer Date | May 23, 2016 |
| Prior Transfer Doc | 0000019488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3206 W RINGWOOD RD, MCHENRY, IL 60051-6283 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Title Company | ACQUEST TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000041560 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 2021R0041560 |
| Name | CU/AMERICA FINANCIAL SERVICES INC |
|---|---|
| Type | Credit Union |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Unified School District | Johnsburg Community Unit School District 12 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $6,484.00 | $104,927 Land $30,741 Building $74,186 | $314,781 Land $92,223 Building $222,558 |
| 2022 | Homeowner's exemption | $87,211 Land $25,551 Building $61,660 | $261,633 Land $76,653 Building $184,980 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3206 W Ringwood Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1978–1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3206 W Ringwood Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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