3206 W Provincial Ln, Beloit, WI 53511 Property Records

Rock County property record for 3206 W Provincial Ln, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 1,416 sqft · built 1987
Lot Size	0.882 acres (38,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$276,000 (Sep 2021)
Tax Bill	$4,415 (2025)
Deeds & Mortgages	Jun 2014 Mortgage Feb 2008 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`6-2-2259.76`

Property Details

APN / Parcel Number

Primary APN	`6-2-2259.76`
Alternative APN	`004 252006`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft
Basement Area	666 sqft
Unfinished Basement	666 sqft
Game Room	Game Room

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Lot Area	38,420 sqft (0.882 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	004 252006
Street Address	3206 W PROVINCIAL LN
City	BELOIT
State	WI
Zip	53511-8847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT N1/2 NW1/4 TOWNLINE ACRES LOT 6
Legal Subdivision	TOWNLINE ACRES
Legal Lot Number	6
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1005
Census Tract	2200

Owner

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3202 W PROVINCIAL LN, BELOIT, WI 53511-8847
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2014	Deed of Trust, Mortgage · Conventional Mortgage ADVIA CU
Feb 4, 2008	Deed of Trust, Mortgage FIRST AMERICAN CU
Apr 12, 2005	Deed of Trust, Mortgage FIRST AMERICAN CU
Jul 13, 2006	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN CU
Feb 28, 2008	Deed of Trust, Mortgage FIRST AMERICAN CU
Dec 27, 2024	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Aug 13, 2008	Deed of Trust, Mortgage · ARM FIRST AMERICAN CU
Sep 3, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2021 · Amount on Record
Deed Sale	Sep 3, 2021 · Amount on Record
Deed Document Number	202198183
Prior Transfer Date	Aug 30, 2021
Prior Transfer Doc	0000098183
Record Updated	Jun 8, 2026

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	3206 W PROVINCIAL LN, BELOIT, WI 53511-8847
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002005167
Date	Jun 13, 2014
Instrument	2005167

Lender

Name	ADVIA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2044

Interest

Rate Type	Adjustable Rate
Rate	3.63%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2019
Min Rate At Change	2.75%
Max Rate At Change	4.63%

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	3206 W PROVINCIAL LN, BELOIT, WI 53511-8847
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001819676
Date	Feb 4, 2008
Instrument	1819676

Lender

Name	FIRST AMERICAN CU
Address	BELOIT, WI 53511

Agreement

Amount	Amount Recorded

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	3206 W PROVINCIAL LN, BELOIT, WI 53511-8847
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001702672
Date	Apr 12, 2005
Instrument	1702672

Lender

Name	FIRST AMERICAN CU
Address	BELOIT, WI 53511

Agreement

Amount	Amount Recorded

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	3206 W PROVINCIAL LN, BELOIT, WI 53511-8847
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001757270
Date	Jul 13, 2006
Instrument	1757270

Lender

Name	FIRST AMERICAN CU
Address	BELOIT, WI 53511

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2026

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	3206 W PROVINCIAL LN, BELOIT, WI 53511-8847
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001822090
Date	Feb 28, 2008
Instrument	1822090

Lender

Name	FIRST AMERICAN CU
Address	BELOIT, WI 53511

Agreement

Amount	Amount Recorded

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	3206 W PROVINCIAL LN, BELOIT, WI 53511-8847
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002276645
Date	Dec 27, 2024
Instrument	2276645

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 24, 2054

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	3206 W PROVINCIAL LN, BELOIT, WI 53511-8847
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001839112
Date	Aug 13, 2008
Instrument	1839112

Lender

Name	FIRST AMERICAN CU
Address	BELOIT, WI 53511

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	11.5%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Sep 3, 2021
Property Address	3206 W PROVINCIAL LN, BELOIT, WI 53511-8847
Document Number	0002198183
Instrument Date	Aug 30, 2021
Instrument	2198183
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$828.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3206 W PROVINCIAL LN, BELOIT, WI 53511-8847

Mortgage

Document Number	0002198184
Date	Sep 3, 2021
Instrument	2198184

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rock County
County Subdivision	Beloit Town
Unified School District	Beloit Turner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,415.00 (+8.48%)	$263,400 (+0.77%) Land $26,300 Building $237,100	$325,200 (+19.65%)
2023	$4,070.00	$261,400 Land $26,300 Building $235,100	$271,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
LiteWire Fixed Wireless	100 / 25

May also be available: Bug Tussel Wireless.

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