3206 Valley Ridge Dr, Eagan (Saint Paul), MN 55121 Property Records

Dakota County property record for 3206 Valley Ridge Dr, Eagan, MN 55121

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 1,408 sqft · built 1974
Lot Size	10 acres (465,259 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Jan 2023)
Tax Bill	$2,246 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-41300-07-028`

Property Details

APN / Parcel Number

Primary APN	`10-41300-07-028`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,408 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	780 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Construction Type	Wood
Lot Area	465,259 sqft (10 acres)
Garage Type	Attached
Garage Area	272 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3206 VALLEY RIDGE DR
City	SAINT PAUL
State	MN
Zip	55121-1723
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	ROBERT KARATZ ADDITION 3 2 CIC #347 VALLEY RIDGE TOWNHOMES UNIT #28
Legal Subdivision	ROBERT KARATZ ADDITION
Legal Block	7
Legal Lot Number	28
Legal Unit	28
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	2
Census Block	2003
Census Tract	60725

Owner

3206 Valley Ridge Dr, a townhouse, is owned and occupied by an individual who bought it in January 2023.

Source: Dakota County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3206 VALLEY RIDGE DR, SAINT PAUL, MN 55121-1723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 20, 2023	Warranty Deed, Transfer · Conventional Mortgage KNOCK LENDING LLC
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2023 · Amount on File
Deed Sale	Jan 19, 2023 · Amount on File
Prior Sale	Jul 19, 2013 · Amount on File
Deed Document Number	20231506840
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	3206 VALLEY RIDGE DR, EAGAN, MN 55121-1723
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3206 VALLEY RIDGE DR, EAGAN, MN 55121-1723

Mortgage

Document Number	0003693673
Date	Sep 30, 2025
Instrument	3693673

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jan 20, 2023
Property Address	3206 VALLEY RIDGE DR, EAGAN, MN 55121-1723
Document Number	0003573810
Instrument Date	Jan 4, 2023
Instrument	3573810
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	GCS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3206 VALLEY RIDGE DR, EAGAN, MN 55121-1723

Mortgage

Document Number	0003573811
Date	Jan 20, 2023
Instrument	3573811

Lender

Name	KNOCK LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	3206 VALLEY RIDGE DR, EAGAN, MN 55121-1723
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003508833
Date	Nov 30, 2021
Instrument	3508833

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	97 Months
Due	Dec 1, 2029

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	3206 VALLEY RIDGE DR, EAGAN, MN 55121-1723
Document Number	0003379473
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3206 VALLEY RIDGE DR #28 ST PAUL MN 551211723, 28, ST PAUL, MN 55121-1723

Mortgage

Document Number	0003379473
Date	Jun 24, 2020
Instrument	3379473

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jun 23, 2027

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	3206 VALLEY RIDGE DR, EAGAN, MN 55121-1723
Document Number	0003254341
Instrument Date	Jun 4, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3206 VALLEY RIDGE DR #28 ST PAUL MN 551211723, 28, ST PAUL, MN 55121-1723

Mortgage

Document Number	0003254341
Date	Jun 11, 2018
Instrument	3254341

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 10, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 3206 Valley Ridge Dr was $2,246 with a homeowner's exemption.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	West St. Paul-Mendota Heights-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,246.00	$249,000 Land $49,700 Building $199,300	$249,000 Land $49,700 Building $199,300
2023	$1,776.00 Homeowner's exemption
2022		$224,700 Land $48,100 Building $176,600	$224,700 Land $48,100 Building $176,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3206 Valley Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3206 Valley Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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