3206 Spring Valley Dr, Erlanger, KY 41018 Property Records

Kenton County property record for 3206 Spring Valley Dr, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,746 sqft · built 1976
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$234,000 (Aug 2021)
Tax Bill$2,318 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN017-30-07-066.00

Property Details

APN / Parcel Number

Primary APN017-30-07-066.00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,746 sqft Finished Area
Gross Area1,944 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions122 ft deep x 56 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address3206 SPRING VALLEY DR
CityERLANGER
StateKY
Zip41018-2824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING VALLEY SEC 4 LOT 85
Legal SubdivisionSPRING VALLEY
Legal Phase4
Legal Lot Number85
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1016
Census Tract63608

Owner

3206 Spring Valley Dr is owned and occupied by two individuals who bought it in August 2021.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3206 SPRING VALLEY DR, ERLANGER, KY 41018-2824
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2021 · Amount on File
Deed SaleAug 6, 2021 · Amount on File
Deed Document Number20215900156
Deed Book / Page109 / 157
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 6, 2021
Property Address3206 SPRING VALLEY DR, ERLANGER, KY 41018-2824
Document Number0005900156
Book / Page109 / 157
Map ReferenceMB 17 PG 20
Instrument DateJul 30, 2021
Instrument21080605900156
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyNORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address146 KRUEMPELMAN DR, 146, FT MITCHELL, KY 41011-2685

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3206 SPRING VALLEY DR, ERLANGER, KY 41018-2824

Mortgage

Document Number0005900157
DateAug 6, 2021
Instrument21080605900157
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3206 Spring Valley Dr was $2,318.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$234,000 (-) Land $25,000 Building $209,000$234,000 (-) Land $25,000 Building $209,000
2025$2,318.00$234,000 Land $25,000 Building $209,000$234,000 Land $25,000 Building $209,000
2023$2,494.00$234,000 Land $25,000 Building $209,000$234,000 Land $25,000 Building $209,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3206 Spring Valley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3206 Spring Valley Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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