Calvert County property record for 3206 Recker Rd, Chesapeake Beach, MD 20732
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 928 sqft · built 1984 |
| Lot Size | 0.174 acres (7,587 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Feb 2003) |
| Tax Bill | $2,857 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-029928 |
| Primary APN | 02-029928 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 928 sqft Total Area |
| Basement Area | 464 sqft |
| Finished Basement | 464 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,587 sqft (0.174 acres) |
| Porch | Slab |
| Porch Area | 120 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 029928 |
|---|---|
| Street Address | 3206 RECKER RD |
| City | CHESAPEAKE BEACH |
| State | MD |
| Zip | 20732-9351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 3 BLK 6 SEC 3 BREEZY POINT |
| Legal Subdivision | PLUM |
| Legal Block | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 2, PRINCE FREDERICK |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 860502 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3206 RECKER RD, CHESAPEAKE BEACH, MD 20732-9351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2003 · Amount on Record |
| Deed Sale | Feb 6, 2003 · Amount on Record |
| Prior Sale | May 16, 1984 · Amount on Record |
| Deed Document Number | 20032696 |
| Deed Book / Page | 1763 / 169 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 3206 RECKER RD, CHESAPEAKE BEACH, MD 20732-9351 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3206 RECKER RD, CHESAPEAK BCH, MD 20732-9351 |
| Document Number | 0058460001 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 5846/1 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $258,833 (+16.68%) | $273,500 (+19.17%) Land $105,600 Building $167,900 | |
| 2025 | $2,857.00 (+24%) | ||
| 2023 | $2,304.00 | $221,833 | $229,500 Land $105,600 Building $123,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 72 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 56 (1985–2024) |
| Claims Outside the SFHA | 22 of 56 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 80% of Maryland |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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