3206 Raymond Ave, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 3206 Raymond Ave, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,844 sqft · built 1960
Lot Size	0.253 acres (11,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Apr 2006)
Tax Bill	$4,443 (2026)
Deeds & Mortgages	Jul 2026 Construction Loan Nov 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`988513044501`

Property Details

APN / Parcel Number

Primary APN	`988513044501`
Alternative APNs	`98851344501` `000016000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,844 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,000 sqft (0.253 acres)
View / Lot	Ocean

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988513044501
Street Address	3206 RAYMOND AVE
City	KILL DEVIL HILLS
State	NC
Zip	27948-9379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 2 BLK: 4 SEC: PL: 2 SL: 75
Legal Subdivision	ORVILLE BEACH AMENDED
Legal Block	4
Legal Lot Number	2
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1007
Census Tract	970200

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3206 RAYMOND AVE, KILL DEVIL HILLS, NC 27948-9379
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Construction Mortgage AFFILIATED MORTGAGE CORPORATION
Nov 22, 2022	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK & TRUST CO
Jun 7, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 5, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 24, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2006 · Amount on Record
Deed Sale	Apr 3, 2006 · Amount on Record
Deed Document Number	20066194143
Deed Book / Page	1680 / 58
Last Transfer Date	Jun 3, 2022
Transfer Doc	002624/747
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Recording Date	Jul 10, 2026
Property Address	3206 RAYMOND AVE, KILL DEVIL HILLS, NC 27948-9379
Document Number	0700161558
Book / Page	2860 / 602
Instrument Date	Jul 6, 2026
Instrument	2026700161558
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3206 RAYMOND AVE, KILL DEVIL HILLS, NC 27948-9379

Mortgage

Document Number	0700161558,
Date	Jul 10, 2026
Book Page	2860/602
Instrument	2026700161558

Lender

Name	AFFILIATED MORTGAGE CORPORATION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	3206 RAYMOND AVE, KILL DEVIL HILLS, NC 27948-9379
Transaction Type	Mortgage
Record Updated	Nov 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3206 RAYMOND AVE, KILL DEVIL HILLS, NC 27948-9379

Mortgage

Document Number	002654/798
Date	Nov 22, 2022
Book Page	2654/798
Instrument	700124662

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank
Address	KILL DEVIL HILLS, NC 27948

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DARE NC
Recording Date	Jun 7, 2022
Property Address	3206 RAYMOND AVE, KILL DEVIL HILLS, NC 27948-9379
Document Number	002624/747
Book / Page	2624 / 747
Map Reference	MB 2 PG 75
Instrument Date	Jun 3, 2022
Instrument	700119128
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	NOT AVAILABLE, RAVENSWOOD TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3206 RAYMOND AVE, 3206, KILL DEVIL HILLS, NC 27948-9379

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3206 RAYMOND AVE, KILL DEVIL HILLS, NC 27948-9379

Mortgage

Document Number	0700119129
Date	Jun 7, 2022
Instrument	700119129

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	3206 RAYMOND AVE, KILL DEVIL HILLS, NC 27948-9379
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2489/272
Date	Apr 5, 2021
Book Page	2489/272
Instrument	700096158

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	3206 RAYMOND AVE, KILL DEVIL HILLS, NC 27948-9379
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2371/247
Date	Apr 24, 2020
Book Page	2371/247
Instrument	700077020

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,443.00	$803,500 (-) Land $414,800 Building $388,700	$803,500 (-) Land $414,800 Building $388,700
2025	$4,443.00 (+87.71%)	$803,500 (+156.38%) Land $414,800 Building $388,700
2023	$2,367.00	$313,408 Land $172,800 Building $140,608
2020			$803,500 Land $414,800 Building $388,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 458 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	490 units insured incl. 32 condo units
Nearby Flood Claims	797 (1981–2019)
Claims Outside the SFHA	298 of 797
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Matthew, Oct 2016 · 59 claims Hurricane Isabel, Sep 2003 · 236 claims Hurricane Dennis, Sep 1999 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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