3206 Pinehurst Pl, Charlotte, NC 28209 Property Records

Mecklenburg County property record for 3206 Pinehurst Pl, Charlotte, NC 28209

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,264 sqft · built 2000
Lot Size	0.355 acres (15,469 sqft)
Owner	Individual Name on File
Last Sale	$1,040,000 (Mar 2021)
Tax Bill	$10,741 (2023)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`175-134-10`

Property Details

APN / Parcel Number

Primary APN	`175-134-10`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,264 sqft Heated Area
Gross Area	4,567 sqft
1st Floor Area	1,598 sqft
Upper Floors Area	1,394 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Other
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	15,469 sqft (0.355 acres)
Porch	Porch
Porch Area	546 sqft
Deck Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	175-134-10
Street Address	3206 PINEHURST PL
City	CHARLOTTE
State	NC
Zip	28209-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L7 B8 M3-534
Legal Subdivision	WAKEFIELD PARK
Legal Block	8
Legal Lot Number	7
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1001
Census Tract	2910

Owner

3206 Pinehurst Pl is owned and occupied by an individual who bought it in March 2021.

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3206 PINEHURST PL, CHARLOTTE, NC 28209-3104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jun 23, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jun 8, 2017	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2021 · Amount on File
Deed Sale	Mar 10, 2021 · Amount on File
Prior Sale	Jun 8, 2017 · Amount on File
Deed Document Number	0003578351
Deed Book / Page	35783 / 51
Record Updated	Jun 7, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 10, 2021
Property Address	3206 PINEHURST PL, CHARLOTTE, NC 28209-3104
Document Number	0000046620
Book / Page	35783 / 51
Map Reference	MB 3 PG 534
Instrument Date	Mar 9, 2021
Instrument	2021046620
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1904 UMSTEAD ST, CHARLOTTE, NC 28205-2369

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3206 PINEHURST PL, CHARLOTTE, NC 28209-3104

Mortgage

Document Number	0000046621
Date	Mar 10, 2021
Instrument	2021046621

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 2, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	9.87%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3206 PINEHURST PL, CHARLOTTE, NC 28209-3104
Document Number	0000099209
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3206 PINEHURST PL CHARLOTTE NC 282093104, CHARLOTTE, NC 28209-3104

Mortgage

Document Number	0000099209
Date	Jul 1, 2020
Book Page	034760/000443
Instrument	99209

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 8, 2017
Property Address	3206 PINEHURST PL, CHARLOTTE, NC 28209-3104
Document Number	0000076178
Book / Page	31866 / 912
Map Reference	MB1166 PG59
Instrument Date	Jun 8, 2017
Instrument	2017076178
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	CAPE FEAR TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5053 BECKFORD DR, 5053, CHARLOTTE, NC 28226-4905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3206 PINEHURST PL, CHARLOTTE, NC 28209-3104

Mortgage

Document Number	0000076179
Date	Jun 8, 2017
Instrument	2017076179

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 3206 Pinehurst Pl in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	48 units insured incl. 42 condo units
Nearby Flood Claims	29 (2010–2026)
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3206 Pinehurst Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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