3206 Orchard Ln, Waco, TX 76705 Property Records

McLennan County property record for 3206 Orchard Ln, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,274 sqft · built 2006
Lot Size	0.249 acres (10,846 sqft)
Owner	2 Individual Names on File
Last Sale	$78,800 (Jun 2013)
Tax Bill	$2,439 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-057111-000101-0`

Property Details

APN / Parcel Number

Primary APN	`28-057111-000101-0`
Alternative APNs	`280267010121003` `341717`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,274 sqft Living Area
1st Floor Area	1,274 sqft
Flooring	Carpet

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	10,846 sqft (0.249 acres)
Lot Dimensions	169 ft deep x 64 ft wide
Driveway	Concrete Driveway
Driveway Area	1,160 sqft
Porch	Open Porch
Porch Area	291 sqft
Storage Building	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3206 ORCHARD LN
City	WACO
State	TX
Zip	76705-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	WADE TOM ADDN LOT 1 BLOCK 1 ACRES .249
Legal Subdivision	WADE TOM ADDN
Legal Block	1
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4010
Census Tract	1700

Owner

3206 Orchard Ln is owned and occupied by two individuals who bought it in June 2013.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3206 ORCHARD LN, WACO, TX 76705-3428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2013 · Amount on File
Deed Sale	Jun 3, 2013 · Amount on File
Prior Sale	Dec 29, 2006 · Amount on File
Deed Document Number	201318671
Prior Transfer Date	May 29, 2013
Prior Transfer Doc	0000018671
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3206 ORCHARD LN, WACO, TX 76705-3428
Transaction Type	Mortgage
Record Updated	Jan 10, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3206 ORCHARD LN, WACO, TX 76705-3428

Mortgage

Document Number	0000052771
Date	Dec 29, 2021
Instrument	2021052771

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	258 Months
Due	Jun 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 3206 Orchard Ln was $2,439 with a homeowner's exemption, down 1% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,661 (-0.68%) Land $9,920 Building $176,741	$186,661 (-15.9%) Land $9,920 Building $176,741
2025	$2,439.00 (-0.97%) Homeowner's exemption	$187,946	$221,950 Land $8,380 Building $213,570
2024	$2,463.00
2023		$200,570 Land $8,380 Building $192,190	$200,570 Land $8,380 Building $192,190
2022	$2,031.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3206 Orchard Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2012–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3206 Orchard Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T.

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