3206 Leonard Point Ln, Oshkosh, WI 54904 Property Records

Winnebago County property record for 3206 Leonard Point Ln, Oshkosh, WI 54904

Property Summary

Property Type	Single Family Home
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Tax Bill	$11,958 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002-1010`

Property Details

APN / Parcel Number

Primary APN	`002-1010`
Alternative APN	`15182`

Exterior

Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3206 LEONARD POINT LN
City	OSHKOSH
State	WI
Zip	54904-7117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LEONARDS POINT LOT 2 & PT LOT 3 ALL DESC AS LOT 2 OF CSM-6575 .29 A.
Legal Range	16E
Legal Township	18N
Legal Section	08
Legal Subdivision	LEONARDS POINT
Legal Lot Number	2,3
Jurisdiction	WINNEBAGO WI
Township / Civil Division	ALGOMA
Census Block Group	1
Census Block	1001
Census Tract	1804

Owner

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3206 LEONARD POINT LN, OSHKOSH, WI 54904-7117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit NATIONAL EXCHANGE BANK AND TRUST
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL EXCHANGE BANK & TRUST
Mar 20, 2023	Beneficiary Deed, Transfer
Mar 10, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 2, 2023
Transfer Doc	0001900643
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Recording Date	Apr 28, 2026
Property Address	3206 LEONARD POINT LN, OSHKOSH, WI 54904-7117
Document Number	0001966023
Instrument Date	Apr 22, 2026
Instrument	20261966023
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3206 LEONARD POINT LN, OSHKOSH, WI 54904-7117

Mortgage

Document Number	0001966023,
Date	Apr 28, 2026
Instrument	20261966023

Lender

Name	NATIONAL EXCHANGE BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 30, 2031

Interest

Rate	6.38%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	3206 LEONARD POINT LN, OSHKOSH, WI 54904-7117
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001875100
Date	Feb 7, 2022
Instrument	1875100

Lender

Name	NATIONAL EXCHANGE BANK & TRUST
Type	Bank
Address	FOND DU LAC, WI 54936

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Mar 20, 2023
Property Address	3206 LEONARD POINT LN, OSHKOSH, WI 54904-7117
Document Number	0001900643
Map Reference	DOC 1583016
Instrument Date	Mar 2, 2023
Instrument	1900643
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINNEBAGO WI
Recording Date	Mar 10, 2022
Property Address	3206 LEONARD POINT LN, OSHKOSH, WI 54904-7117
Document Number	0001877461
Instrument Date	Mar 4, 2022
Instrument	1877461
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
County Subdivision	Algoma Town
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$946,300 (+44.47%) Land $375,000 Building $571,300
2024	$11,958.00 (-2.61%)
2023	$12,279.00 (+3.09%) Homeowner's exemption	$655,000 (-) Land $225,000 Building $430,000	$863,957 (+264.57%) Land $296,779 Building $567,178
2022	$11,911.00 Homeowner's exemption	$655,000 Land $225,000 Building $430,000	$236,982 Building $236,982

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGOMA TN SANITARY DIST 1 serves 3,935 people · EPA ID WI4711611
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: AT&T.

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