Ouachita Parish property record for 3206 Lake Desiard Dr, Monroe, LA 71201
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 5,629 sqft · built 1991 |
| Lot Size | 0.727 acres (31,710 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,300,000 (Jul 2024) |
| Tax Bill | $19,433 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage May 2024 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 50868 |
| Primary APN | 50868 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Building Area | 5,629 sqft |
| Year Built | Built 1991 |
|---|---|
| Lot Area | 31,710 sqft (0.727 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Total Buildings | 2 Buildings |
| Account Number | 263457 |
|---|---|
| Street Address | 3206 LAKE DESIARD DR |
| City | MONROE |
| State | LA |
| Zip | 71201-2039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 UNIT 6 RIVER OAKS ADDN |
| Legal Range | 03E |
| Legal Township | 18N |
| Legal Section | 68 |
| Legal Subdivision | RIVER OAKS SUBD UNIT 06 |
| Legal Lot Number | 16 |
| Legal Unit | 6 |
| Jurisdiction | OUACHITA LA |
| Township / Civil Division | C |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 10301 |
Source: Ouachita Parish records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3206 LAKE DESIARD DR, MONROE, LA 71201-2039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2017 | Deed of Trust, Mortgage · ARM ORIGIN BANK |
| May 29, 2024 | Deed of Trust, Mortgage ORIGIN BANK |
| Jun 23, 2015 | Deed of Trust, Mortgage COMMUNITY TRUST BANK |
| Jul 1, 2024 | Cash Sale Deed, Transfer |
| Sep 8, 2017 | Deed, Transfer DURRETT TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2024 · Amount on Record |
| Deed Sale | Jul 1, 2024 · Amount on Record |
| Prior Sale | Sep 8, 2017 |
| Deed Document Number | 1898388 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OUACHITA LA |
| Property Address | 3206 LAKE DESIARD DR, MONROE, LA 71201-2039 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Title Company | DURRETT TITLE |
| Name | Verified Name |
|---|
| Document Number | 003605/576 |
|---|---|
| Date | Sep 8, 2017 |
| Book Page | 3605/576 |
| Instrument | 1737865 |
| Name | ORIGIN BANK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71201 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OUACHITA LA |
| Property Address | 3206 LAKE DESIARD DR, MONROE, LA 71201-2039 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001896009 |
|---|---|
| Date | May 29, 2024 |
| Instrument | 1896009 |
| Name | ORIGIN BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | May 23, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OUACHITA LA |
| Property Address | 3206 LAKE DESIARD DR, MONROE, LA 71201-2039 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Title Company | NORTH DELTA TITLE |
| Name | Verified Name |
|---|
| Document Number | 003354/838 |
|---|---|
| Date | Jun 23, 2015 |
| Book Page | 3354/838 |
| Instrument | 1677733 |
| Name | COMMUNITY TRUST BANK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71201 |
| Amount | Amount Recorded |
|---|
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | OUACHITA LA |
| Recording Date | Jul 1, 2024 |
| Property Address | 3206 LAKE DESIARD DR, MONROE, LA 71201-2039 |
| Document Number | 0001898388 |
| Instrument Date | Jun 28, 2024 |
| Instrument | 1898388 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3206 LAKE DESIARD DR, MONROE, LA 71201-2039 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OUACHITA LA |
| Recording Date | Sep 8, 2017 |
| Property Address | 3206 LAKE DESIARD DR, MONROE, LA 71201-2039 |
| Document Number | 002521/451 |
| Book / Page | 2521 / 451 |
| Map Reference | PL 14 PG 103 |
| Instrument Date | Sep 1, 2017 |
| Instrument | 1737866 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Title Company | DURRETT TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 501 DOWING PINES RD, RUSTON, LA 71270 |
| Name | Verified Name |
|---|---|
| Address | 3206 LAKE DESIARD DR, RUSTON, LA 71270 |
Source: Ouachita Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | Ouachita Parish |
| Municipality | Monroe City |
| Unified School District | Monroe City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,433.00 (-0.07%) | $38,335 (-78.95%) Land $35,826 Building $2,509 | $383,354 (-78.95%) Land $358,260 Building $25,094 |
| 2024 | $19,447.00 (+48.73%) | $182,107 (+48.32%) Land $35,826 Building $146,281 | $1,821,071 (+48.32%) Land $358,260 Building $1,462,811 |
| 2023 | $13,075.00 | $122,783 Land $35,826 Building $86,957 | $1,227,832 Land $358,260 Building $869,572 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 431 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 431 in force |
| Nearby Flood Claims | 327 (1983–2025) |
| Claims Outside the SFHA | 53 of 327 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOWC SOUTH MONROE WS private · serves 7,335 people · EPA ID LA1073046 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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