3206 Joy Cir, Ames, IA 50010 Property Records

Story County property record for 3206 Joy Cir, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,549 sqft · built 1966
Lot Size	0.505 acres (21,997 sqft)
Owner	2 Individual Names on File
Last Sale	$253,000 (Jan 2018)
Tax Bill	$4,572 (2025)
Deeds & Mortgages	Jan 2018 Sale Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-26-301-090`

Property Details

APN / Parcel Number

Primary APN	`05-26-301-090`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,549 sqft Living Area
1st Floor Area	1,549 sqft
Basement Area	1,549 sqft
Finished Basement	373 sqft
Unfinished Basement	1,176 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,997 sqft (0.505 acres)
Garage Type	Attached
Garage Area	559 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	161 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3206 JOY CIR
City	AMES
State	IA
Zip	50010-4723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	SCALADO RIDGE 3RD SD LOT 14 EX COMM NW COR THENCE TO NE COR THENCE 100' ALONG S LINE LOT 13 117.3' ALONG S LINE LOT 13 TO BEG
Legal Range	24W
Legal Township	84N
Legal Section	26
Legal Subdivision	SCALADO RIDGE 3RD SD
Legal Lot Number	13,14
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1002
Census Tract	200

Owner

3206 Joy Cir is owned and occupied by two individuals who bought it in January 2018.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3206 JOY CIR, AMES, IA 50010-4723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2018	Warranty Deed, Transfer
Jan 19, 2018	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2018 · Amount on File
Deed Sale	Jan 19, 2018 · Amount on File
Prior Sale	Jan 19, 2018 · Amount on File
Deed Document Number	2018535
Prior Transfer Date	Jan 11, 2014
Prior Transfer Doc	0201800536
Record Updated	Oct 29, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jan 19, 2018
Property Address	3206 JOY CIR, AMES, IA 50010-4723
Document Number	0201800535
Instrument Date	Jan 13, 2018
Instrument	2018-00535
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3206 JOY CIR, AMES, IA 50010-4723

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jan 19, 2018
Property Address	3206 JOY CIR, AMES, IA 50010-4723
Document Number	0201800534
Instrument Date	Jan 11, 2014
Instrument	2018-00534
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3206 JOY CIR, AMES, IA 50010-4723

Mortgage

Document Number	0201800536
Date	Jan 19, 2018
Instrument	2018-00536

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3206 Joy Cir was $4,572 with a homeowner's exemption, up 7.9% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,572.00 (+7.93%) Homeowner's exemption	$352,400 Land $78,600 Building $273,800	$352,400 Land $78,600 Building $273,800
2024	$4,236.00
2023		$310,700 Land $63,500 Building $247,200	$310,700 Land $63,500 Building $247,200
2022	$4,066.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3206 Joy Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3206 Joy Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies, Nextlink.

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