3206 E Oaks Rd, Urbana, IL 61802 Property Records

Champaign County property record for 3206 E Oaks Rd, Urbana, IL 61802

Property Summary

Property TypeSingle Family Home
Lot Size1.36 acres (59,242 sqft)
OwnerIndividual Name on Record
Last Sale$700,000 (Apr 2011)
Tax Bill$3,025 (2024)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN25-15-35-100-021

Property Details

APN / Parcel Number

Primary APN25-15-35-100-021

Exterior

Lot Area59,242 sqft (1.36 acres)
Pole BarnPole Barn

Location & Zoning

Street Address3206 E OAKS RD
CityURBANA
StateIL
Zip61802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 WHISPERING OAKS SUB
Legal Range09E
Legal Township20N
Legal Section35
Legal SubdivisionWHISPERING OAKS SUB
Legal Lot Number3
JurisdictionCHAMPAIGN IL
Township / Civil DivisionSOMER
Census Block Group1
Census Block1106
Census Tract10604

Owner

Source: Champaign County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3412 N HIGH CROSS RD, URBANA, IL 61802-9759
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2011 · Amount on Record
Deed SaleApr 20, 2011 · Amount on Record
Deed Document Number20118023
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Recording DateJul 27, 2026
Property Address3206 E OAKS RD, URBANA, IL 61802
Document Number0000011597
Instrument DateJul 21, 2026
Instrument202611597
Transaction TypeMortgage
Record UpdatedAug 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011597,
DateJul 27, 2026
Instrument202611597
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 1, 2046
Interest
Rate TypeFixed Rate
Rate7.75%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionSomer Township
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$42,680 (+24.11%) Land $27,480 Building $15,200$128,040 (+24.11%) Land $82,440 Building $45,600
2024$3,025.00 (+7.92%)
2022$2,803.00$34,390 Land $22,140 Building $12,250$103,170 Land $66,420 Building $36,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2008)
Most Recent ClaimSep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Volo.net Internet+Tech
Fixed Wireless · Fiber in parts of the area
50 / 50
Rise Broadband
Fixed Wireless
50 / 10
AT&T
Fixed Wireless
25 / 3
T-Mobile
Fixed Wireless
25 / 3

May also be available: Verizon, Xfinity.

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