3206 Dade Cir NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 3206 Dade Cir NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,067 sqft · built 1973
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$192,000 (May 2021)
Tax Bill	$2,497 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-25-04-5-38`

Property Details

APN / Parcel Number

Primary APN	`28-37-25-04-5-38`
Alternative APNs	`28-37-25-04-00005.0-0038.00` `2833865`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,067 sqft Living Area
Gross Area	1,358 sqft
1st Floor Area	1,067 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	231 sqft
Carport	Carport
Carport Area	231 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	260 sqft
Patio Area	110 sqft
Utility Building	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2833865
Street Address	3206 DADE CIR NE
City	PALM BAY
State	FL
Zip	32905-6019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM10
Legal Description	PORT MALABAR UNIT 1, REPLAT OF PT LOT 38 BLK 5
Legal Range	37E
Legal Township	28S
Legal Section	25
Legal Subdivision	PORT MALABAR UNIT 1, REPLAT OF PT
Legal Block	5
Legal Lot Number	38
Legal Unit	1
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	2
Census Block	2023
Census Tract	65201

Owner

3206 Dade Cir NE is owned and occupied by an individual who bought it in May 2021.

Source: Brevard County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3206 DADE CIR NE, PALM BAY, FL 32905-6019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
May 21, 2021	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2021 · Amount on File
Deed Sale	May 21, 2021 · Amount on File
Prior Sale	Mar 17, 2010 · Amount on File
Deed Document Number	2021131997
Deed Book / Page	9129 / 2706
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3206 DADE CIR NE, PALM BAY, FL 32905-6019
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3206 DADE CIR NE, PALM BAY, FL 32905-6019

Mortgage

Document Number	0104452590
Date	Oct 2, 2025
Book Page	10445/2590
Instrument	2025198376

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	308 Months
Due	Jun 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 21, 2021
Property Address	3206 DADE CIR NE, PALM BAY, FL 32905-6019
Document Number	0091292706
Book / Page	9129 / 2706
Map Reference	MB 13 PG 54
Instrument Date	May 4, 2021
Instrument	2021131997
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	PENINSULA TITLE SERVICES, PENINSULA TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,344.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	224 MACKENZIE KEENER DR, 224, MARSHALL, NC 28753-8814

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3206 DADE CIR NE, PALM BAY, FL 32905-6019

Mortgage

Document Number	0091292707
Date	May 21, 2021
Instrument	9129/2707

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3206 Dade Cir NE was $2,497 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,710 (-2.42%)	$171,710 (-5.04%)
2025	$2,497.00 Homeowner's exemption	$175,960	$180,830 Land $70,000 Building $110,830
2023	$2,371.00 (+4.22%) Homeowner's exemption	$166,030 (+3%)	$183,020 (+13.54%) Land $35,000 Building $148,020
2022	$2,275.00 Homeowner's exemption	$161,200 Land $35,000 Building $126,200	$161,200 Land $35,000 Building $126,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3206 Dade Cir NE in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	173 units insured incl. 138 condo units
Nearby Flood Claims	24 (1999–2024)
Claims Outside the SFHA	5 of 24
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Frances, Sep 2004 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3206 Dade Cir NE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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