Woodford County property record for 3206 Cummins Ferry Rd, Versailles, KY 40383
| Owner | Individual Name on Record |
|---|---|
| Last Sale | $170,000 (Jan 2025) |
| Tax Bill | $1,626 (2025) |
| Deeds & Mortgages | Aug 2026 Construction Loan Jan 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-0000-050-01 |
| Primary APN | 23-0000-050-01 |
|---|---|
| Alternative APNs |
|
| Account Number | 37122 |
|---|---|
| Street Address | 3206 CUMMINS FERRY RD |
| City | VERSAILLES |
| State | KY |
| Zip | 40383 |
| Property Category | Other |
| Property Type | Unknown |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | SOUTH WOODFORD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 50200 |
Source: Woodford County records, as of December 11, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4129 OLD FRANKFORT PIKE, VERSAILLES, KY 40383-9764 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2026 | Deed of Trust, Mortgage · Construction Mortgage TRADITIONAL BANK |
| Jan 27, 2025 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2025 · Amount on Record |
| Deed Sale | Jan 27, 2025 · Amount on Record |
| Deed Document Number | 273507 |
| Deed Book / Page | D351 / 18 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Aug 14, 2026 |
| Property Address | 3206 CUMMINS FERRY RD, VERSAILLES, KY 40383 |
| Document Number | 0000302511 |
| Book / Page | 1033 / 313 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 2026302511 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4129 OLD FRANKFORT PIKE, VERSAILLES, KY 40383-9764 |
| Document Number | 0000302511, |
|---|---|
| Date | Aug 14, 2026 |
| Book Page | 1033/313 |
| Instrument | 2026302511 |
| Name | TRADITIONAL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 24, 2027 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Jan 27, 2025 |
| Property Address | 3206 CUMMINS FERRY RD, VERSAILLES, KY 40383 |
| Document Number | 000D351/18 |
| Book / Page | D351 / 18 |
| Map Reference | CAB G SL 1 |
| Instrument Date | Jan 23, 2025 |
| Instrument | 273507 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4129 OLD FRANKFORT PIKE, VERSAILLES, KY 40383-9764 |
| Name | Verified Name |
|---|---|
| Address | 4129 OLD FRANKFORT PIKE, VERSAILLES, KY 40383-9764 |
Source: Woodford County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,626.00 | $170,000 | $170,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1984–2021) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Mar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SO WOODFORD CO WATER DISTRICT serves 4,218 people · EPA ID KY1200411 |
|---|---|
| Water Source | Purchased surface water from VERSAILLES WATER SYSTEM |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures