Chesapeake City property record for 3206 Clover Rd E, Chesapeake, VA 23321
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1.5 ba · 1,020 sqft · built 1984 |
| Lot Size | 0.072 acres (3,136 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,877 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Mar 2022 Refinance + 2 more |
| APN | 0042002000190 |
| Primary APN | 0042002000190 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,020 sqft Living Area |
| 1st Floor Area | 500 sqft |
| Upper Floors Area | 520 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,136 sqft (0.072 acres) |
| Lot Dimensions | 75 ft deep x 25 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3206 CLOVER RD E |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23321-4748 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RTH1: RESI |
| Legal Description | 127 TIMBERLARK TOWNHOMES SEC TWO CORR PLAT |
| Legal Subdivision | TIMBERLARK |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 21602 |
Source: Chesapeake City records · APN 0042002000190
Assessment roll updated August 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3206 CLOVER RD E, CHESAPEAKE, VA 23321-4748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 05, 2024 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Mar 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Mar 25, 2019 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Dec 19, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 3206 CLOVER RD E, CHESAPEAKE, VA 23321-4748 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 010724/438 |
|---|---|
| Date | Feb 05, 2024 |
| Book Page | 10724/438 |
| Instrument | 240002205 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2054 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 3206 CLOVER RD E, CHESAPEAKE, VA 23321-4748 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 10531/1984 |
|---|---|
| Date | Mar 11, 2022 |
| Book Page | 10531/1984 |
| Instrument | 220008498 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 3206 CLOVER RD E, CHESAPEAKE, VA 23321-4748 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9996/1474 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 9996/1474 |
| Instrument | 190006523 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 3206 CLOVER RD E, CHESAPEAKE, VA 23321-4748 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10092/1370 |
|---|---|
| Date | Dec 19, 2019 |
| Book Page | 10092/1370 |
| Instrument | 190035334 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,877.00 (+72.68%) | $185,800 (+23.05%) Land $85,000 Building $100,800 | $185,800 (+23.05%) Land $85,000 Building $100,800 |
| 2023 | $151,000 (+13.53%) Land $70,000 Building $81,000 | $151,000 (+13.53%) Land $70,000 Building $81,000 | |
| 2022 | $133,000 Land $55,000 Building $78,000 | $133,000 Land $55,000 Building $78,000 | |
| 2019 | $1,087.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile USA.
Based on FCC filings for 521 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people |
|---|---|
| Water Source | Purchased surface water from CITY OF PORTSMOUTH |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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