3206 Clarence Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3206 Clarence Dr, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1962
Lot Size	0.319 acres (13,915 sqft)
Owner	Individual Name on File
Last Sale	$108,000 (Feb 2017)
Tax Bill	$2,083 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`887040A000`

Property Details

APN / Parcel Number

Primary APN	`887040A000`
Alternative APN	`5-0080-4145-00-0009.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	2,064 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,915 sqft (0.319 acres)
Lot Dimensions	115 ft deep x 121 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	140 sqft
Deck Area	Deck Area
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	887040A000
Street Address	3206 CLARENCE DR
City	SAINT CHARLES
State	MO
Zip	63301-0152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	TWILL MANOR #2 LOT 9
Legal Subdivision	TWILL MANOR #2
Legal Lot Number	9
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2001
Census Tract	310202

Owner

Source: St. Charles County records · APN 887040A000

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3206 CLARENCE DR, SAINT CHARLES, MO 63301-0152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 27, 2017 · Amount on Record
Deed Sale	Feb 27, 2017 · Amount on Record
Prior Sale	Mar 23, 2010 · Amount on Record
Deed Document Number	2017118680
Deed Book / Page	6704 / 822
Prior Transfer Date	Mar 07, 2008
Prior Transfer Doc	0049511963
Record Updated	Jun 08, 2026

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 27, 2017
Property Address	3206 CLARENCE DR, SAINT CHARLES, MO 63301-0152
Document Number	0067040822
Book / Page	6704 / 0822
Map Reference	MB 7 PG 41
Instrument Date	Feb 23, 2017
Instrument	20170227000118680
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	TITLE PARTNERS AGENCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3206 CLARENCE DR, SAINT CHARLES, MO 63301-0152

Mortgage

Document Number	0067040824
Date	Feb 27, 2017
Book Page	6704/0824
Instrument	20170227000118690

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2047

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,083.00 (-2.11%)	$30,658 (+0.68%)	$161,357 (+0.68%) Land $25,000 Building $136,357
2024	$2,128.00
2023		$30,450
2022			$160,263 Land $25,000 Building $135,263

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833102022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	151 (1979–2022)
Claims Outside the SFHA	8 of 151
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms, Flooding, And A Tornado, Sep 2008 · 4 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 7 claims Severe Storms & Flooding, Aug 1993 · 66 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 113 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	ST CHARLES PWS serves 78,961 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.