3206 Bowdoin St, Des Moines, IA 50313 Property Records

Polk County property record for 3206 Bowdoin St, Des Moines, IA 50313

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 750 sqft · built 1949
Lot Size	0.153 acres (6,650 sqft)
Owner	Company Name on Record
Tax Bill	$2,336 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`070/00397-000-000`

Property Details

APN / Parcel Number

Primary APN	`070/00397-000-000`
Alternative APN	`792426177024`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	750 sqft Living Area
Gross Area	1,500 sqft
1st Floor Area	750 sqft
Basement Area	750 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,650 sqft (0.153 acres)
Lot Dimensions	133 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3206 BOWDOIN ST
City	DES MOINES
State	IA
Zip	50313-4615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK 18 AUBURN HEIGHTS PLT 1
Legal Subdivision	AUBURN HEIGHTS PLAT 1
Legal Block	18
Legal Lot Number	11
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	3
Census Block	3006
Census Tract	500

Owner

Source: Polk County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4407 SW 9TH ST, DES MOINES, IA 50315-3909
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK
Mar 31, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage GREENSTATE CU
Aug 15, 2018	Deed of Trust, Mortgage FARMERS STATE BANK
Apr 20, 2021	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Oct 14, 2020	Quit Claim Deed, Transfer FIRST NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2018
Deed Sale	Jul 23, 2018
Deed Document Number	20186432
Deed Book / Page	17010 / 482
Prior Transfer Date	Jul 13, 2018
Prior Transfer Doc	0000006431
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 31, 2026
Property Address	3206 BOWDOIN ST, DES MOINES, IA 50313-4615
Document Number	0000047257
Book / Page	20611 / 105
Instrument Date	Jul 28, 2026
Instrument	202647257
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$24,482.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3206 BOWDOIN ST, DES MOINES, IA 50313-4615
Investor	Possibly a Property Investor

Mortgage

Document Number	0000047258,
Date	Jul 31, 2026
Instrument	202647258

Lender

Name	CENTRAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000047259,
Date	Jul 31, 2026
Book Page	20611/122
Instrument	202647259

Lender

Name	IOWA FINANCIAL AUTH

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3206 BOWDOIN ST, DES MOINES, IA 50313-4615
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032633
Date	Mar 31, 2021
Book Page	18446/187
Instrument	2021-00032633

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3206 BOWDOIN ST, DES MOINES, IA 50313-4615
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013379
Date	Aug 15, 2018
Book Page	17040/0375
Instrument	2018-00013379

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2048

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3206 BOWDOIN ST, DES MOINES, IA 50313-4615
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040362
Date	Apr 20, 2021
Book Page	18483/546
Instrument	2021-00040362

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 8, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Oct 14, 2020
Property Address	3206 BOWDOIN ST, DES MOINES, IA 50313-4615
Document Number	0000041844
Book / Page	018125 / 000234
Instrument Date	Oct 6, 2020
Instrument	41844
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4407 SW 9TH ST DES MOINES IA 503153909, DES MOINES, IA 50315-3909

Mortgage

Document Number	41845
Date	Oct 14, 2020
Book Page	018125/000238
Instrument	41845

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$135,200 (+13.9%) Land $29,700 Building $105,500	$135,200 (+13.9%) Land $29,700 Building $105,500
2024	$2,336.00 (+8.05%)
2023		$118,700 Land $25,700 Building $93,000	$118,700 Land $25,700 Building $93,000
2020	$2,162.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: CenturyLink.

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