3206 78th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3206 78th St, Lubbock, TX 79423

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,618 sqft · built 1976
Lot Size0.206 acres (9,010 sqft)
OwnerIndividual Name on Record
Tax Bill$4,328 (2025)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNR128486

Property Details

APN / Parcel Number

Primary APNR128486

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,618 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Lot Area9,010 sqft (0.206 acres)
Lot Dimensions106 ft deep x 85 ft wide
Garage TypeMixed
Garage Area528 sqft
CarportCarport
Carport Area432 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3206 78TH ST
CityLUBBOCK
StateTX
Zip79423-1818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0038
Legal DescriptionMELONIE GARDENS L 131
Legal SubdivisionMELONIE GARDENS
Legal Lot Number1310
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2011
Census Tract2102

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3206 78TH ST, LUBBOCK, TX 79423-1818
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 13, 2022
Deed SaleJun 13, 2022
Prior SaleJul 14, 2014
Deed Document Number2022-28892
Record UpdatedJun 8, 2026

June 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateJun 13, 2022
Property Address3206 78TH ST, LUBBOCK, TX 79423-1818
Document Number0000028892
Map ReferenceVOL 1322 PG 892
Instrument DateJun 13, 2022
Instrument2022028892
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15968 FM 164, 15968, CHILDRESS, TX 79201-7916

Transferred To (Grantee/Buyer)

NameVerified Name
Address3206 78TH ST, LUBBOCK, TX 79423-1818

Mortgage

Document Number0000028893
DateJun 13, 2022
Instrument2022028893
Lender
NameCITY BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,328.00 (-7.56%) Homeowner's exemption$313,241 (+7.38%) Land $29,750 Building $283,491$313,241 (+7.38%) Land $29,750 Building $283,491
2024$4,682.00 (+4.09%)
2023$4,498.00 (-5.54%) Homeowner's exemption$291,709 Land $29,750 Building $261,959$291,709 Land $29,750 Building $261,959
2022$4,762.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims26 (1983–2010)
Claims Outside the SFHA2 of 26
Most Recent ClaimJul 2010 · Hurricane Alex
Claims by Event
  • Hurricane Alex, Jul 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Optimum
Cable
940 / 35
Rise Broadband
Fixed Wireless
300 / 60
Telespan
Fixed Wireless
100 / 40

May also be available: Verizon.

Nearby Properties on 78th St

Nearby Streets

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