Chambers County property record for 3206 20th Ave, Valley, AL 36854
| Property Type | Commercial Office |
|---|---|
| Details | 1,904 sqft · built 1938 |
| Lot Size | 0.288 acres (12,555 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,920 (2026) |
| Deeds & Mortgages | Oct 2024 Line of Credit Sep 2016 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-18-03-06-2-012-008.000 |
| Primary APN | 12-18-03-06-2-012-008.000 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 7 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,904 sqft Living Area |
| 1st Floor Area | 1,904 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Exterior Material | Brick |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,555 sqft (0.288 acres) |
| Lot Dimensions | 155 ft deep x 81 ft wide |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 434 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 420305 |
|---|---|
| Street Address | 3206 20TH AVE |
| City | VALLEY |
| State | AL |
| Zip | 36854-2951 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Legal Description | LOT 5 BLOCK K & BEG AT NE COR OF LOT 6 BLOCK K, RUN SE'LY50.1', SW'LY158.71' TO 20TH AVENUE, NW'LY ALONG AVENUE 16', NE'LY150 |
| Legal Range | 29 |
| Legal Township | 21 |
| Legal Section | 06 |
| Legal Subdivision | TODD ADDN |
| Legal Block | K |
| Legal Lot Number | 5,6 |
| Jurisdiction | CHAMBERS AL |
| Township / Civil Division | VALLEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 954600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Shawmut Historic District listed 1999 · 277 contributing resources · NRIS 99001176 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3206 20th Ave, a commercial property, is owned by a company.
Source: Chambers County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 98, VALLEY, AL 36854-0098 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2024 | Deed of Trust, Mortgage · Line of Credit SOUTHSTATE BANK NA |
| Sep 26, 2016 | Deed of Trust, Mortgage · Commercial Mortgage CHARTER BANK |
| Sep 19, 2016 | Warranty Deed, Transfer · Commercial Mortgage CHARTER BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 3206 20TH AVE, VALLEY, AL 36854-2951 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3208 20TH AVE, VALLEY, AL 36854-2951 |
| Document Number | 02024/5128 |
|---|---|
| Date | Oct 16, 2024 |
| Book Page | 2024/5128 |
| Name | SOUTHSTATE BANK NA |
|---|---|
| Type | Bank |
| Address | LAGRANGE, GA 30241 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 3206 20TH AVE, VALLEY, AL 36854-2951 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020163637 |
|---|---|
| Date | Sep 26, 2016 |
| Instrument | 2016-3637 |
| Name | CHARTER BANK |
|---|---|
| Type | Bank |
| Address | LAGRANGE, GA 30241 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Sep 15, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Recording Date | Sep 19, 2016 |
| Property Address | 3206 20TH AVE, VALLEY, AL 36854-2951 |
| Document Number | 0020163470 |
| Map Reference | MB 1 PG 36 |
| Instrument Date | Sep 15, 2016 |
| Instrument | 2016-3470 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2513 11TH CT SW, LANETT, AL 36863-3327 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 9, VALLEY, AL 36854-0009 |
| Document Number | 0020163471 |
|---|---|
| Date | Sep 19, 2016 |
| Instrument | 2016-3471 |
| Name | CHARTER BANK |
|---|---|
| Type | Bank |
| Address | LAGRANGE, GA 30241 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 15, 2031 |
The 2026 property tax bill for 3206 20th Ave was $1,920, down 28.1% from the year before.
Source: Chambers County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Chambers County |
| Municipality | Valley City |
| Unified School District | Chambers County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,920.00 (-28.14%) | ||
| 2025 | $2,672.00 (-8.27%) | $62,888 (-8.27%) Land $23,760 Building $39,128 | $314,440 (-8.26%) Land $118,800 Building $195,640 |
| 2024 | $2,913.00 (+10.09%) | $68,560 (+10.08%) Land $26,140 Building $42,420 | $342,750 (+10.07%) Land $130,680 Building $212,070 |
| 2023 | $2,646.00 (+5.71%) | $62,280 (+5.74%) Land $26,140 Building $36,140 | $311,390 (+5.74%) Land $130,680 Building $180,710 |
| 2022 | $2,503.00 | $58,900 Land $26,140 Building $32,760 | $294,480 Land $130,680 Building $163,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3206 20th Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2021–2023) |
| Most Recent Claim | Mar 2023 · Severe Storms, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3206 20th Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 81% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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