3205 Wynstone Dr, Champaign, IL 61822 Property Records

Champaign County property record for 3205 Wynstone Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.346 acres (15,090 sqft)
Owner	2 Individual Names on File
Last Sale	$345,500 (Jan 2022)
Tax Bill	$9,911 (2025)
Deeds & Mortgages	Jun 2023 Transfer Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-20-27-329-010`

Property Details

APN / Parcel Number

Primary APN	`46-20-27-329-010`

Exterior

Lot Area	15,090 sqft (0.346 acres)

Location & Zoning

Street Address	3205 WYNSTONE DR
City	CHAMPAIGN
State	IL
Zip	61822-7401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 587 CHERRY HILLS11TH ADD
Legal Range	08E
Legal Township	19N
Legal Section	27
Legal Subdivision	CHERRY HILLS11TH ADD
Legal Lot Number	587
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1044
Census Tract	1204

Owner

3205 Wynstone Dr is owned and occupied by two individuals who bought it in January 2022.

Source: Champaign County records, as of June 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3205 WYNSTONE DR, CHAMPAIGN, IL 61822-7401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jan 6, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage HICKORY PT BK&TR
Jun 30, 2017	Warranty Deed, Transfer USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2022 · Amount on File
Deed Sale	Jan 6, 2022 · Amount on File
Prior Sale	Jun 30, 2017 · Amount on File
Deed Document Number	2022386
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 26, 2023
Property Address	3205 WYNSTONE DR, CHAMPAIGN, IL 61822-7401
Document Number	0000008414
Map Reference	DOC 2001R36624
Instrument Date	Jun 17, 2023
Instrument	2023R08414
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 6, 2022
Property Address	3205 WYNSTONE DR, CHAMPAIGN, IL 61822-7401
Document Number	0000000386
Map Reference	DOC 2001R 36624
Instrument Date	Dec 23, 2021
Instrument	2022R00386
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3205 WYNSTONE DR, CHAMPAIGN, IL 61822-7401

Mortgage

Document Number	0000000387
Date	Jan 6, 2022
Instrument	2022R00387

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	3205 WYNSTONE DR, CHAMPAIGN, IL 61822-7401
Document Number	0000003986
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3205 WYNSTONE DR CHAMPAIGN IL 618227401, CHAMPAIGN, IL 61822-7401

Mortgage

Document Number	0000003986
Date	Mar 12, 2020
Instrument	3986

Lender

Name	HICKORY PT BK&TR
Address	DECATUR, IL 62525

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 11, 2035

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 30, 2017
Property Address	3205 WYNSTONE DR, CHAMPAIGN, IL 61822-7401
Document Number	0000011770
Instrument Date	Jun 19, 2017
Instrument	11770
Transaction Type	Transfer
Record Updated	Jul 10, 2017
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3205 WYNSTONE DR CHAMPAIGN IL 618227401, CHAMPAIGN, IL 61822-7401

Mortgage

Document Number	11771
Date	Jun 30, 2017
Instrument	11771

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3205 Wynstone Dr was $9,911, up 8.8% from the year before.

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,911.00 (+8.79%)	$123,940 Land $22,000 Building $101,940	$371,820 Land $66,000 Building $305,820
2024	$9,110.00
2022	$7,983.00 Homeowner's exemption	$92,820 Land $16,480 Building $76,340	$278,460 Land $49,440 Building $229,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3205 Wynstone Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3205 Wynstone Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Mediacom Xtream, Pavlov Media.

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