3205 Windmill Cir, Cantonment, FL 32533 Property Records

Escambia County property record for 3205 Windmill Cir, Cantonment, FL 32533

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,523 sqft · built 1992
Lot Size	0.398 acres (17,324 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (May 2026)
Tax Bill	$2,123 (2024)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-1N-31-4110-002-002`

Property Details

APN / Parcel Number

Primary APN	`37-1N-31-4110-002-002`
Alternative APN	`114499250`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,523 sqft Living Area
Gross Area	3,333 sqft
1st Floor Area	2,523 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Other
Lot Area	17,324 sqft (0.398 acres)
Garage Type	Attached
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	426 sqft
Patio Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	114499250
Street Address	3205 WINDMILL CIR
City	CANTONMENT
State	FL
Zip	32533-7487
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LT 2 BLK B COPPER FOREST ESTATES PB 13 P 46 OR 7076 P 1008
Legal Range	31W
Legal Township	01N
Legal Section	37
Legal Subdivision	COPPER FOREST ESTATES
Legal Block	B
Legal Lot Number	2
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CANTONMENT
Census Block Group	2
Census Block	2005
Census Tract	3612

Owner

Source: Escambia County records · APN 37-1N-31-4110-002-002

Assessment roll updated December 31, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3205 WINDMILL CIR, CANTONMENT, FL 32533-7487
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 04, 2026 · Amount on Record
Deed Sale	May 04, 2026 · Amount on Record
Prior Sale	Sep 18, 2013 · Amount on Record
Deed Document Number	202634656
Deed Book / Page	9486 / 1543
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	May 04, 2026
Property Address	3205 WINDMILL CIR, CANTONMENT, FL 32533-7487
Document Number	0000034656
Book / Page	9486 / 1543
Instrument Date	Apr 21, 2026
Instrument	2026.34656
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$282,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 WINDMILL CIR, CANTONMENT, FL 32533-7487

Mortgage

Document Number	0000034657,
Date	May 04, 2026
Book Page	9486/1546
Instrument	2026.34657

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Escambia County records · Assessment roll updated December 31, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$200,775 (+5.99%)	$338,118 (+3.84%) Land $40,000 Building $298,118
2024	$2,123.00 (+0.95%)
2023	$2,103.00 (+2.54%) Homeowner's exemption	$189,434 (+3%)	$325,621 (+11.08%) Land $40,000 Building $285,621
2022	$2,051.00 Homeowner's exemption	$183,917	$293,129 Land $35,000 Building $258,129

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	15 (1999–2020)
Claims Outside the SFHA	13 of 15
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 7 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 232 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.