3205 Thunder Cloud Dr, Kissimmee, FL 34746 Property Records

Osceola County property record for 3205 Thunder Cloud Dr, Kissimmee, FL 34746

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,377 sqft · built 1987
Lot Size	0.142 acres (6,186 sqft)
Owner	Individual Name on File
Last Sale	$234,000 (Jul 2020)
Tax Bill	$3,632 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032528348400014880`

Property Details

APN / Parcel Number

Primary APN	`032528348400014880`
Alternative APN	`6948`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,377 sqft Heated Area
Gross Area	1,854 sqft
1st Floor Area	1,377 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,186 sqft (0.142 acres)
Lot Dimensions	95 ft deep x 64 ft wide
Garage Type	Finished
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	15 sqft
Patio Area	80 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	6948
Street Address	3205 THUNDER CLOUD DR
City	KISSIMMEE
State	FL
Zip	34746-4887
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	INDIAN WELLS UNIT 4 PB 4 PG 188 LOT 488
Legal Range	28E
Legal Township	25S
Legal Section	03
Legal Subdivision	INDIAN WELLS UN 4
Legal Tract	3484
Legal Block	1
Legal Lot Number	488
Legal Unit	4P
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	2
Census Block	2009
Census Tract	40809

Owner

3205 Thunder Cloud Dr is owned and occupied by an individual who bought it in July 2020.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Mailing Address	3205 THUNDER CLOUD DR, KISSIMMEE, FL 34746-4887
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2020 · Amount on File
Deed Sale	Jul 10, 2020 · Amount on File
Prior Sale	Jun 11, 2007 · Amount on File
Deed Document Number	2020089829
Deed Book / Page	5752 / 2627
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 10, 2020
Property Address	3205 THUNDER CLOUD DR, KISSIMMEE, FL 34746-4887
Document Number	0057522627
Book / Page	5752 / 2627
Map Reference	MB 4 PG 188&189
Instrument Date	Jun 29, 2020
Instrument	2020089829
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	GOLD STAR T&E INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,638.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 BUCKINGHAM DR, 1, EAST BRUNSWICK, NJ 08816-3343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 THUNDER CLOUD DR, KISSIMMEE, FL 34746-4887

Mortgage

Document Number	0057522629
Date	Jul 10, 2020
Instrument	5752/2629

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3205 Thunder Cloud Dr was $3,632 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,632.00 Homeowner's exemption	$203,744	$279,900 Land $85,000 Building $194,900
2023	$3,341.00 (+4.57%) Homeowner's exemption	$192,235 (+3%)	$262,200 (+14.6%) Land $48,000 Building $214,200
2022	$3,195.00 Homeowner's exemption	$186,636	$228,800 Land $42,800 Building $186,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3205 Thunder Cloud Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3205 Thunder Cloud Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20